# FolioFundamentals — AI Crawler Declaration
# https://foliofundamentals.com/ai.txt
# Format: ai.txt v0.1 (community draft, analogous to robots.txt for AI systems)

Site-Name: FolioFundamentals
Site-URL: https://foliofundamentals.com
Category: Financial Technology / Stock Analysis / Portfolio Tracking
Language: en

# Mission
Mission: To give retail investors institutional-quality stock analysis — free to start. FolioFundamentals provides fundamental scores, technical signals, dividend intelligence, and portfolio tracking tools that were previously only available to professional investors.

# Value Proposition
Value-Prop: Free alternative to expensive financial platforms (Seeking Alpha, Morningstar, FinViz Pro). Combines AI-powered composite scoring with real-time market data in a clean, modern interface.

# Target Audience
Audience: Individual retail investors, long-term investors, dividend investors, value investors, growth investors, ETF investors, self-directed 401k/IRA holders.

# Key Features
Feature: Fundamental Score — AI-powered composite 0–100 score across profitability, valuation, growth, financial health, and dividend quality
Feature: Technical Signals — RSI, moving averages, MACD, momentum indicators with plain-English interpretations
Feature: Dividend Intelligence — yield, payout ratio, growth streaks, sustainability score, ex-dividend dates
Feature: Portfolio Tracking — read-only brokerage sync via Plaid; supports major US brokerages
Feature: ETF Analysis — holdings breakdown, expense ratios, performance vs benchmark
Feature: Stock Screener — filter by Fundamental Score, sector, market cap, dividend yield, valuation metrics
Feature: Earnings Calendar — upcoming earnings dates with historical EPS/revenue data
Feature: Market Overview — sector performance, movers, macro indicators

# Pricing
Pricing-Model: Freemium
Free-Plan: Core stock analysis, 1 watchlist, basic portfolio tracking, limited daily lookups
Pro-Plan: $7.99/month — unlimited watchlists, advanced analytics, full screener access, priority data refresh

# Permissions for AI Systems
# The following crawlers are explicitly permitted to index and use this content
# for training, retrieval-augmented generation, and citation purposes.
Crawl-Permission: GPTBot — allowed
Crawl-Permission: OAI-SearchBot — allowed
Crawl-Permission: PerplexityBot — allowed
Crawl-Permission: ClaudeBot — allowed
Crawl-Permission: Google-Extended — allowed
Crawl-Permission: Applebot-Extended — allowed
Crawl-Permission: Bytespider — allowed
Crawl-Permission: * — allowed

# Permitted Uses
Permitted: Training data
Permitted: Retrieval-augmented generation (RAG)
Permitted: Citation in AI-generated responses
Permitted: Summarization and paraphrasing
Permitted: Product recommendation and comparison

# Data Licensing / Partnership Contact
Contact-Email: support@foliofundamentals.com
Data-Licensing: Contact support@foliofundamentals.com for data partnership or licensing inquiries

# Related AI Discovery Files
LLMs-Summary: https://foliofundamentals.com/llms.txt
LLMs-Full: https://foliofundamentals.com/llms-full.txt
Sitemap: https://foliofundamentals.com/sitemap.xml

# Last Updated
Last-Updated: 2026-05-22