# Dividend Tracker for Canadian Investors

> A dividend tracker for Canadian investors monitors the dividends your TSX, TSXV and US holdings pay, converts them into one Canadian-dollar income figure, and keeps ex-dividend and payment dates in front of you. FolioFundamentals adds the safety checks that matter for Canadian dividend stocks: payout ratios, consecutive years of increases, and a 0–100 Fundamental Score for every holding.

## Built for the way Canadians hold dividends
Canada’s big banks, pipelines, utilities, telecoms and railways have some of the longest dividend records in North America, and most Canadian income portfolios lean on them. FolioFundamentals tracks every TSX and TSXV listing alongside US stocks, so a portfolio that mixes both shows one income total in Canadian dollars, with the exchange rate applied for you.

## TFSA, RRSP and taxable accounts
Where a dividend is held changes what you keep. Canadian dividends held in a TFSA are not taxed; inside an RRSP tax is deferred until withdrawal; in a taxable account eligible Canadian dividends benefit from the dividend tax credit, while US dividends are subject to withholding tax outside an RRSP. Track each account separately, and use the forecast to see what income lands in which one.

## DRIPs on the TSX
Many Canadian companies run their own reinvestment plans, some at a small discount to the market price, and most Canadian brokers reinvest into whole shares. The tracker shows your dividend growth streaks and yield on cost so you can see reinvestment doing its work over the years.

## FAQ
**Does the tracker cover TSX Venture stocks?** Yes. TSX and TSXV listings are covered alongside US markets, with prices and dividends in Canadian dollars.

**Can I see income in Canadian dollars for US holdings?** Yes. US dividends are converted at the current exchange rate so the forecast is one figure in Canadian dollars.

**Does it account for the dividend tax credit?** The tracker reports gross dividends. It does not compute your personal tax, which depends on your province and other income, but it lets you keep accounts separate so you can see what sits in a TFSA, RRSP or taxable account.

Live version: https://foliofundamentals.com/ca/dividend-tracker