# Portfolio Tracker & Analytics — Track Returns vs S&P 500

> FolioFundamentals is a free portfolio tracker that benchmarks your return against the S&P 500, breaks down allocation and diversification, forecasts dividend income, and scores the fundamentals of every holding. Read-only brokerage sync via Plaid.

## What is a portfolio tracker?

A portfolio tracker aggregates all your investments in one place and shows total value, gains and losses, allocation, and income. FolioFundamentals adds analytics: it benchmarks your return against the S&P 500, breaks down diversification by sector, forecasts dividend income, and scores the fundamentals of everything you own.

## Core analytics features

- **Return & cost basis** — total return, unrealized gain/loss, and cost basis per position and portfolio-wide.
- **S&P 500 benchmark** — compare performance head-to-head against the market.
- **Allocation & diversification** — sector and asset allocation to spot concentration risk.
- **Dividend income** — aggregate and forecast annual passive income across holdings.
- **Fundamental quality** — a 0–100 Fundamental Score on every holding.
- **Read-only brokerage sync** — connect securely via Plaid; access is read-only, never trading.
- **Global coverage** — US, Canadian (TSX), and UK (LSE) markets.

## Why FolioFundamentals for portfolio tracking

1. **Benchmark-first** — the S&P 500 comparison is front and center, so performance always has context.
2. **Analytics, not just a ledger** — allocation, diversification, dividend income, and fundamental quality.
3. **Quality of holdings** — per-holding Fundamental Scores to audit portfolio strength.
4. **Secure by design** — brokerage connections are read-only via Plaid.
5. **Free to start** — full tracking and benchmarking, no credit card required.

## Portfolio tracker vs. your brokerage app

| Capability | FolioFundamentals | Typical Brokerage App |
|-----------|-------------------|-----------------------|
| Multi-brokerage in one view | ✅ Aggregate all accounts | ❌ Only that broker |
| S&P 500 benchmark | ✅ Built in | ⚠️ Rare / hard to find |
| Fundamental score per holding | ✅ 0–100 each | ❌ None |
| Dividend income forecast | ✅ Monthly & annual | ⚠️ Basic if any |
| Sector diversification | ✅ Yes | ⚠️ Limited |
| Cost | **Free (Pro $7.99/mo)** | Free (tied to broker) |

## Related tools

- **Dividend Tracker** (/dividend-tracker) — forecast income and track growth streaks.
- **Stock Screener** (/stock-screener) — find new holdings by fundamentals.
- **Technical Analysis** (/technical-analysis) — time entries with RSI and momentum.

Start free (no credit card): https://foliofundamentals.com