<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <!-- Homepage / Market Insights -->
  <url>
    <loc>https://foliofundamentals.com/</loc>
    <lastmod>2026-05-08</lastmod>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://foliofundamentals.com/market</loc>
    <lastmod>2026-05-08</lastmod>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- App pages — public, crawlable content -->
  <url>
    <loc>https://foliofundamentals.com/analyzer</loc>
    <lastmod>2026-05-08</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://foliofundamentals.com/etfs</loc>
    <lastmod>2026-05-08</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://foliofundamentals.com/screener</loc>
    <lastmod>2026-05-08</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://foliofundamentals.com/earnings</loc>
    <lastmod>2026-05-08</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Static / informational pages -->
  <url>
    <loc>https://foliofundamentals.com/methodology</loc>
    <lastmod>2026-05-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://foliofundamentals.com/about</loc>
    <lastmod>2026-05-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://foliofundamentals.com/contact</loc>
    <lastmod>2026-05-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://foliofundamentals.com/terms</loc>
    <lastmod>2026-05-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://foliofundamentals.com/privacy-policy</loc>
    <lastmod>2026-05-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.3</priority>
  </url>

  <!-- NOTE: /portfolio /watchlist /settings /alerts are auth-gated and intentionally excluded -->

  <!-- Static ACP comparison page (#62) -->
  <url>
    <loc>https://foliofundamentals.com/compare</loc>
    <lastmod>2026-05-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

</urlset>
