# Arch Capital Group Ltd. (ACGL) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Financial Services / Insurance. Price $98.10, market value $33.5 billion.

## Valuation
- **P/E (trailing): 7.7×** (5-yr avg 9.3×, 3-yr avg 7.5×). Arch Capital Group Ltd. trades at 7.7× trailing earnings, close to its own five-year average of 9.3×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 10.1×, higher than trailing, so analysts expect earnings to fall.
- **PEG: 2.74**. A PEG of 2.74 means the P/E is high relative to expected earnings growth; the price already assumes a lot.
- **Price / sales: 1.7×**. Each dollar of revenue is priced at 1.7×.
- **Price / book: 1.4×**. The shares trade at 1.4× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 18.1%** (5-yr avg 18.8%). Free cash flow equals 18.1% of the market value, in line with its five-year average of 18.8%. Above 5% is generally attractive.
- **Earnings yield: 13.0%**. The inverse of the P/E: 13.0% of the price is earned each year.

## Profitability
- **Net margin: 22.1%**. 22.1% of each dollar of sales reaches the bottom line.
- **Return on equity: 18.2%**. 18.2% on shareholders' equity is solid.
- **Return on assets: 5.9%**. Each dollar of assets produces 5.9% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 14.3%** (3-yr 27.5%/yr, 5-yr 18.6%/yr). Revenue grew 14.3% over the last year, against 18.6% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 3.7%** (3-yr 45.1%/yr, 5-yr 28.4%/yr). Earnings per share rose 3.7%, slower than revenue, so margins compressed.
- **Free-cash-flow growth (3 yr): 17.6%/yr**. Free cash flow has compounded at 17.6% a year over three years, lagging earnings: check whether profits are turning into cash.

## Financial health
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.

## Dividends
- **Dividend: none**. Arch Capital Group Ltd. does not currently pay a dividend.

## Analyst view
- **Analyst consensus: buy** (19 analysts). 19 analysts cover Arch Capital Group Ltd.; the consensus is buy, with an average price target of $111.87 (+14% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 6.4%** (YTD 2.3%, 3-mo 7.6%). The shares are up 6.4% over twelve months including dividends.
- **From 52-week high: -8.4%** (19.0% above the low). Trading 8% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 46**. An RSI of 46 is neutral.
- **Beta (1 yr): -0.29** (volatility 21%). Beta of -0.29 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=ACGL · Page: https://foliofundamentals.com/stocks/acgl

Not investment advice.