# Enact Holdings Inc. (ACT) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Financial Services / Insurance. Price $49.27, market value $6.8 billion.

## Valuation
- **P/E (trailing): 10.4×** (5-yr avg 6.5×, 3-yr avg 7.5×). Enact Holdings Inc. trades at 10.4× trailing earnings, well above its own five-year average of 6.5×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 9.8×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 2.87**. A PEG of 2.87 means the P/E is high relative to expected earnings growth; the price already assumes a lot.
- **Price / sales: 5.4×**. Each dollar of revenue is priced at 5.4×.
- **Price / book: 1.3×**. The shares trade at 1.3× book value; book value is a meaningful part of the valuation.
- **Earnings yield: 9.6%**. The inverse of the P/E: 9.6% of the price is earned each year.

## Profitability
- **Net margin: 54.6%**. 54.6% of each dollar of sales reaches the bottom line.
- **Return on equity: 12.6%**. 12.6% on shareholders' equity is solid.

## Growth
- **Revenue growth (1 yr): 2.8%** (3-yr 4.1%/yr, 5-yr 2.2%/yr). Revenue grew 2.8% over the last year, against 2.2% a year compounded over five years: growth is accelerating.
- **EPS growth (1 yr): 3.4%** (3-yr 1.6%/yr, 5-yr 14.8%/yr). Earnings per share rose 3.4%, roughly in step with revenue.

## Financial health
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.
- **Cash and short-term investments: $582 million**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 1.95%** ($0.87 per share, trailing). Enact Holdings Inc. yields 1.95%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 18%**. 18% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 1**. 1 straight year of increases.

## Price and momentum
- **Total return (1 yr): 30.4%** (YTD 25.6%, 3-mo 17.9%). The shares are up 30.4% over twelve months including dividends.
- **From 52-week high: -2.6%** (42.2% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 57**. An RSI of 57 is neutral.
- **Beta (1 yr): 0.05** (volatility 22%). Beta of 0.05 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=ACT · Page: https://foliofundamentals.com/stocks/act

Not investment advice.