# AGI Inc Class A (AGBK) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Banks. Price $6.75, market value $1.1 billion.

## Valuation
- **P/E (trailing): 2.5×**. AGI Inc Class A trades at 2.5× trailing earnings. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 3.8×, higher than trailing, so analysts expect earnings to fall.
- **PEG: 0.12**. A PEG of 0.12 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 0.2×**. Each dollar of revenue is priced at 0.2×, a low multiple typical of thin-margin businesses or out-of-favour stocks.
- **Price / book: 1.1×**. The shares trade at 1.1× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: -113.3%**. Free cash flow is negative: the business is consuming cash, which is normal for heavy investment phases but a warning otherwise.
- **Earnings yield: 40.3%**. The inverse of the P/E: 40.3% of the price is earned each year.

## Profitability
- **Net margin: 16.1%**. 16.1% of each dollar of sales reaches the bottom line.
- **Return on equity: 31.7%**. 31.7% on shareholders' equity is excellent if it is not driven by leverage; sustained above 20% usually signals a competitive advantage.
- **Return on assets: 1.7%**. Each dollar of assets produces 1.7% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 34.7%** (3-yr 40.5%/yr). Revenue grew 34.7% over the last year.
- **EPS growth (1 yr): 31.2%** (3-yr 83.2%/yr). Earnings per share rose 31.2%, roughly in step with revenue.

## Financial health
- **Piotroski F-score: 3/9**. 3 of 9 checks pass: weak or deteriorating financials.
- **Cash and short-term investments: $1.1 billion**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend: none**. AGI Inc Class A does not currently pay a dividend.

## Analyst view
- **Analyst consensus: strong_buy** (11 analysts). 11 analysts cover AGI Inc Class A; the consensus is strong_buy, with an average price target of $12.24 (+81% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **From 52-week high: -44.7%** (14.2% above the low). Trading 45% below its 52-week high, deep in a drawdown.
- **RSI (14-day): 59**. An RSI of 59 is neutral.
- **Beta (1 yr): 1.21** (volatility 56%). Beta of 1.21 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=AGBK · Page: https://foliofundamentals.com/stocks/agbk

Not investment advice.