# Federal Agricultural Mortgage Corporation (AGM) fundamentals

Data as of 2026-11-04. NYSE, United States. Sector: Financial Services / Consumer Lending. Price $202.25, market value $2.2 billion.

## Valuation
- **P/E (trailing): 11.1×** (5-yr avg 10.1×, 3-yr avg 11.0×). Federal Agricultural Mortgage Corporation trades at 11.1× trailing earnings, close to its own five-year average of 10.1×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 8.8×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 8.01**. A PEG of 8.01 means the P/E is high relative to expected earnings growth; the price already assumes a lot.
- **Price / book: 1.8×**. The shares trade at 1.8× book value; book value is a meaningful part of the valuation.
- **Earnings yield: 9.0%**. The inverse of the P/E: 9.0% of the price is earned each year.

## Profitability
- **Return on equity: 12.1%**. 12.1% on shareholders' equity is solid.

## Growth
- **EPS growth (1 yr): 1.1%** (3-yr 6.2%/yr, 5-yr 13.6%/yr). Earnings per share rose 1.1%.
- **Free-cash-flow growth (3 yr): -53.8%/yr**. Free cash flow has compounded at -53.8% a year over three years, lagging earnings: check whether profits are turning into cash.

## Financial health
- **Piotroski F-score: 2/9**. 2 of 9 checks pass: weak or deteriorating financials.

## Dividends
- **Dividend yield: 3.12%** ($6.20 per share, trailing). Federal Agricultural Mortgage Corporation yields 3.12%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 43%**. 43% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 16**. 16 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 13.4%/yr** (1-yr 7.1%). The dividend has compounded at 13.4% a year over five years, doubling roughly every 5 years at that pace.

## Price and momentum
- **Total return (1 yr): 33.9%** (YTD 20.0%, 3-mo -13.2%). The shares are up 33.9% over twelve months including dividends.
- **From 52-week high: -18.5%** (48.1% above the low). Trading 19% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 50**. An RSI of 50 is neutral.
- **Beta (1 yr): 0.55** (volatility 30%). Beta of 0.55 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=AGM · Page: https://foliofundamentals.com/stocks/agm

Not investment advice.