# Arthur J. Gallagher & Co. (AJG) fundamentals

Data as of 2026-11-04. NYSE, United States. Sector: Financial Services / Insurance. Price $273.45, market value $70.1 billion.

## Valuation
- **P/E (trailing): 41.7×** (5-yr avg 41.9×, 3-yr avg 45.8×). Arthur J. Gallagher & Co. trades at 41.7× trailing earnings, close to its own five-year average of 41.9×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 18.5×, lower than trailing, so analysts expect earnings to grow.
- **Price / sales: 4.5×**. Each dollar of revenue is priced at 4.5×.
- **Price / book: 2.9×**. The shares trade at 2.9× book value; book value is a meaningful part of the valuation.
- **Earnings yield: 2.4%**. The inverse of the P/E: 2.4% of the price is earned each year.

## Profitability
- **Net margin: 10.7%**. 10.7% of each dollar of sales reaches the bottom line.
- **Return on equity: 6.4%**. 6.4% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on assets: 2.2%**. Each dollar of assets produces 2.2% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 20.7%** (3-yr 17.7%/yr, 5-yr 14.8%/yr). Revenue grew 20.7% over the last year, against 14.8% a year compounded over five years: growth is accelerating.
- **EPS growth (1 yr): -11.7%** (3-yr 3.4%/yr, 5-yr 6.4%/yr). Earnings per share fell 11.7%, slower than revenue, so margins compressed.

## Financial health
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 1.02%** ($2.75 per share, trailing). Arthur J. Gallagher & Co. yields 1.02%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 45%**. 45% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 26**. 26 straight years of increases (the data covers 26 years, so this may be longer): a record very few companies hold.
- **Dividend growth (5 yr): 7.6%/yr** (1-yr 8.3%). The dividend has grown 7.6% a year over five years.

## Analyst view
- **Analyst consensus: buy** (18 analysts). 18 analysts cover Arthur J. Gallagher & Co.; the consensus is buy, with an average price target of $291.44 (+7% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 12.8%** (YTD 8.5%, 3-mo 12.6%). The shares are up 12.8% over twelve months including dividends.
- **From 52-week high: -2.9%** (43.4% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 71**. An RSI of 71 is in overbought territory; short-term pullbacks are common from here.
- **Beta (1 yr): -0.37** (volatility 32%). Beta of -0.37 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=AJG · Page: https://foliofundamentals.com/stocks/ajg

Not investment advice.