# The Allstate Corporation (ALL) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Insurance. Price $259.57, market value $65.6 billion.

## Valuation
- **P/E (trailing): 5.2×** (5-yr avg 12.5×, 3-yr avg 8.2×). The Allstate Corporation trades at 5.2× trailing earnings, well below its own five-year average of 12.5×: cheap by its own standards. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 9.4×, higher than trailing, so analysts expect earnings to fall.
- **PEG: 0.08**. A PEG of 0.08 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 0.9×**. Each dollar of revenue is priced at 0.9×, a low multiple typical of thin-margin businesses or out-of-favour stocks.
- **Price / book: 2.1×**. The shares trade at 2.1× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 18.7%** (5-yr avg 15.1%). Free cash flow equals 18.7% of the market value, above its five-year average of 15.1%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 19.2%**. The inverse of the P/E: 19.2% of the price is earned each year.

## Profitability
- **Net margin: 15.2%**. 15.2% of each dollar of sales reaches the bottom line.
- **Return on equity: 33.6%**. 33.6% on shareholders' equity is excellent if it is not driven by leverage; sustained above 20% usually signals a competitive advantage.
- **Return on assets: 11.1%**. Each dollar of assets produces 11.1% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 5.6%** (3-yr 9.6%/yr, 5-yr 10.1%/yr). Revenue grew 5.6% over the last year, against 10.1% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 124.0%** (5-yr 17.1%/yr). Earnings per share rose 124.0%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): 28.1%/yr**. Free cash flow has compounded at 28.1% a year over three years.

## Financial health
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 1.66%** ($4.16 per share, trailing). The Allstate Corporation yields 1.66%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 10%** (9% of free cash flow). 10% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 16**. 16 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 13.1%/yr** (1-yr 8.7%). The dividend has compounded at 13.1% a year over five years, doubling roughly every 5 years at that pace.

## Analyst view
- **Analyst consensus: hold** (22 analysts). 22 analysts cover The Allstate Corporation; the consensus is hold, with an average price target of $274.09 (+6% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 26.5%** (YTD 26.0%, 3-mo 17.4%). The shares are up 26.5% over twelve months including dividends.
- **From 52-week high: -6.4%** (38.0% above the low). Trading 6% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 51**. An RSI of 51 is neutral.
- **Beta (1 yr): -0.32** (volatility 25%). Beta of -0.32 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=ALL · Page: https://foliofundamentals.com/stocks/all

Not investment advice.