# Ameriprise Financial Inc. (AMP) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Capital Markets. Price $560.56, market value $49.5 billion.

## Valuation
- **P/E (trailing): 13.5×** (5-yr avg 13.1×, 3-yr avg 14.9×). Ameriprise Financial Inc. trades at 13.5× trailing earnings, close to its own five-year average of 13.1×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 10.8×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 1.11**. A PEG of 1.11 is in the range usually read as fairly priced for its growth.
- **Price / sales: 2.5×**. Each dollar of revenue is priced at 2.5×.
- **Price / book: 7.8×**. The shares trade at 7.8× book value; most of the value is in earnings power and intangibles rather than the balance sheet.
- **Free-cash-flow yield: 16.3%** (5-yr avg 12.5%). Free cash flow equals 16.3% of the market value, above its five-year average of 12.5%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 7.4%**. The inverse of the P/E: 7.4% of the price is earned each year.

## Profitability
- **Net margin: 18.8%**. 18.8% of each dollar of sales reaches the bottom line.
- **Return on equity: 54.4%**. A 54.4% return on equity is extremely high; check whether buybacks or debt have shrunk the equity base, which flatters the ratio.
- **Return on assets: 2.1%**. Each dollar of assets produces 2.1% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 5.5%** (3-yr 9.7%/yr, 5-yr 9.6%/yr). Revenue grew 5.5% over the last year, against 9.6% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 9.8%** (3-yr 9.4%/yr, 5-yr 24.4%/yr). Earnings per share rose 9.8%, roughly in step with revenue.
- **Free-cash-flow growth (3 yr): 24.5%/yr**. Free cash flow has compounded at 24.5% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 1.21%** ($6.50 per share, trailing). Ameriprise Financial Inc. yields 1.21%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 17%** (7% of free cash flow). 17% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 21**. 21 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 9.0%/yr** (1-yr 8.5%). The dividend has grown 9.0% a year over five years.

## Analyst view
- **Analyst consensus: buy** (11 analysts). 11 analysts cover Ameriprise Financial Inc.; the consensus is buy, with an average price target of $579.45 (+3% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 10.6%** (YTD 15.1%, 3-mo 23.3%). The shares are up 10.6% over twelve months including dividends.
- **From 52-week high: -2.1%** (32.7% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 56**. An RSI of 56 is neutral.
- **Beta (1 yr): 0.83** (volatility 26%). Beta of 0.83 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=AMP · Page: https://foliofundamentals.com/stocks/amp

Not investment advice.