# Amerant Bancorp Inc. (AMTB) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Banks. Price $29.68, market value $1.2 billion.

## Valuation
- **P/E (trailing): 21.2×** (5-yr avg 16.1×, 3-yr avg 19.9×). Amerant Bancorp Inc. trades at 21.2× trailing earnings, well above its own five-year average of 16.1×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 10.7×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.03**. A PEG of 0.03 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / book: 1.3×**. The shares trade at 1.3× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 8.8%** (5-yr avg 5.1%). Free cash flow equals 8.8% of the market value, above its five-year average of 5.1%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 4.7%**. The inverse of the P/E: 4.7% of the price is earned each year.

## Profitability
- **Return on equity: 5.6%**. 5.6% on shareholders' equity is weak; the business earns little on the capital its owners have in it.

## Growth
- **EPS growth (1 yr): 386.4%** (3-yr -12.0%/yr). Earnings per share rose 386.4%.

## Dividends
- **Dividend yield: 1.21%** ($0.36 per share, trailing). Amerant Bancorp Inc. yields 1.21%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 29%** (14% of free cash flow). 29% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 5**. 5 straight years of increases.

## Price and momentum
- **Total return (1 yr): 38.9%** (YTD 53.3%, 3-mo 30.3%). The shares are up 38.9% over twelve months including dividends.
- **From 52-week high: -3.0%** (90.0% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 65**. An RSI of 65 is neutral.
- **Beta (1 yr): 0.74** (volatility 31%). Beta of 0.74 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=AMTB · Page: https://foliofundamentals.com/stocks/amtb

Not investment advice.