# American Realty Investors Inc. (ARL) fundamentals

Data as of 2026-11-04. NYSE, United States. Sector: Real Estate / Real Estate Development & Services. Price $19.45, market value $314 million.

## Valuation
- **P/E (trailing): 38.1×** (5-yr avg 36.9×, 3-yr avg 43.1×). American Realty Investors Inc. trades at 38.1× trailing earnings, close to its own five-year average of 36.9×. The Real Estate median in the September 2026 study was 25.2×.
- **Price / sales: 6.2×**. Each dollar of revenue is priced at 6.2×.
- **Price / book: 0.5×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **EV / EBITDA: 109.8×**. Enterprise value is 109.8× operating earnings before depreciation, the multiple that ignores how the company is financed; above 20× is demanding.
- **Earnings yield: 2.6%**. The inverse of the P/E: 2.6% of the price is earned each year.

## Profitability
- **Operating margin: -18.3%**. Operating margin is negative: the business loses money before interest and tax.
- **Net margin: 31.4%**. 31.4% of each dollar of sales reaches the bottom line.
- **Return on equity: 2.5%**. 2.5% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on invested capital: -0.9%**. Return on all capital, debt included, is -0.9%: close to or below the cost of capital, so growth may not create value.
- **Return on assets: 0.8%**. Each dollar of assets produces 0.8% of profit.

## Growth
- **Revenue growth (1 yr): 5.7%** (3-yr 10.0%/yr, 5-yr -3.3%/yr). Revenue grew 5.7% over the last year, against -3.3% a year compounded over five years: growth is accelerating.
- **EPS growth (1 yr): 206.6%** (3-yr -65.2%/yr, 5-yr 11.6%/yr). Earnings per share rose 206.6%, faster than revenue, so margins expanded or the share count shrank.

## Financial health
- **Debt to equity: 0.35**. Debt is 0.35 times equity: a conservative balance sheet.
- **Net debt / EBITDA: 42.7×**. It would take 42.7 years of operating earnings to repay net borrowings, above the 3× level most lenders treat as comfortable.
- **Piotroski F-score: 3/9**. 3 of 9 checks pass: weak or deteriorating financials.

## Dividends
- **Dividend: none**. American Realty Investors Inc. does not currently pay a dividend.

## Price and momentum
- **Total return (1 yr): 21.3%** (YTD 18.9%, 3-mo 22.0%). The shares are up 21.3% over twelve months including dividends.
- **From 52-week high: -20.4%** (56.6% above the low). Trading 20% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 64**. An RSI of 64 is neutral.
- **Beta (1 yr): 1.05** (volatility 66%). Beta of 1.05 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=ARL · Page: https://foliofundamentals.com/stocks/arl

Not investment advice.
