# Aurora Investment Trust (ARR.L) fundamentals

Data as of 2026-09-08. LSE, United Kingdom. Sector: Financial Services. Price 250p, market value 266 millionp.

## Valuation
- **P/E (trailing): 6.0×** (5-yr avg 528.7×, 3-yr avg 500.1×). Aurora Investment Trust trades at 6.0× trailing earnings, well below its own five-year average of 528.7×: cheap by its own standards. The Financial Services median in the September 2026 study was 13.1×.
- **Price / sales: 5.8×**. Each dollar of revenue is priced at 5.8×.
- **Price / book: 0.8×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **EV / EBITDA: 7.2×**. Enterprise value is 7.2× operating earnings before depreciation, the multiple that ignores how the company is financed; below 8× is inexpensive for most sectors.
- **Free-cash-flow yield: 2.2%** (5-yr avg 0.0%). Free cash flow equals 2.2% of the market value, above its five-year average of 0.0%, so the shares are cheaper on cash than they have usually been.
- **Earnings yield: 16.8%**. The inverse of the P/E: 16.8% of the price is earned each year.

## Profitability
- **Gross margin: 99.6%**. Aurora Investment Trust keeps 99.6% of revenue after the direct cost of what it sells, the kind of margin that comes with software, brands or pricing power.
- **Operating margin: 95.7%**. 95.7% of revenue is left after running the business, an exceptional level.
- **Return on equity: 14.4%**. 14.4% on shareholders' equity is solid.
- **Return on invested capital: 13.3%**. Return on all capital, debt included, is 13.3%.
- **Return on assets: 13.3%**. Each dollar of assets produces 13.3% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 159.5%** (3-yr -43.1%/yr, 5-yr 28.8%/yr). Revenue grew 159.5% over the last year, against 28.8% a year compounded over five years: growth is accelerating.
- **EPS growth (1 yr): 423.1%**. Earnings per share rose 423.1%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): 21.5%/yr**. Free cash flow has compounded at 21.5% a year over three years.

## Financial health
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.
- **Cash and short-term investments: 1 millionp**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend: none**. Aurora Investment Trust does not currently pay a dividend, but it returned 6.1% of its market value through buybacks over the last year.

## Price and momentum
- **Total return (1 yr): 3.7%** (YTD -7.0%, 3-mo 5.2%). The shares are up 3.7% over twelve months including dividends.
- **From 52-week high: -16.4%** (12.7% above the low). Trading 16% below its 52-week high.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 48**. An RSI of 48 is neutral.
- **Beta (1 yr): 0.77** (volatility 17%). Beta of 0.77 against the FTSE All-Share: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=ARR.L · Page: https://foliofundamentals.com/stocks/arr.l

Not investment advice.