# Atlantic Union Bankshares Corporation (AUB) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Banks. Price $40.91, market value $5.8 billion.

## Valuation
- **P/E (trailing): 11.9×** (5-yr avg 13.2×, 3-yr avg 15.3×). Atlantic Union Bankshares Corporation trades at 11.9× trailing earnings, close to its own five-year average of 13.2×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 10.1×, lower than trailing, so analysts expect earnings to grow.
- **Price / book: 1.1×**. The shares trade at 1.1× book value; book value is a meaningful part of the valuation.
- **Earnings yield: 8.4%**. The inverse of the P/E: 8.4% of the price is earned each year.

## Profitability
- **Return on equity: 5.5%**. 5.5% on shareholders' equity is weak; the business earns little on the capital its owners have in it.

## Growth
- **EPS growth (1 yr): -9.4%** (3-yr -11.9%/yr, 5-yr 1.0%/yr). Earnings per share fell 9.4%.

## Financial health
- **Piotroski F-score: 3/9**. 3 of 9 checks pass: weak or deteriorating financials.
- **Cash and short-term investments: $966 million**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 3.62%** ($1.45 per share, trailing). Atlantic Union Bankshares Corporation yields 3.62%, an income-level yield.
- **Payout ratio: 70%**. 70% of earnings goes out as dividends, leaving a thin cushion.
- **Consecutive years of increases: 15**. 15 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 6.8%/yr** (1-yr 6.9%). The dividend has grown 6.8% a year over five years.

## Analyst view
- **Analyst consensus: buy** (8 analysts). 8 analysts cover Atlantic Union Bankshares Corporation; the consensus is buy, with an average price target of $47.00 (+15% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 17.1%** (YTD 18.1%, 3-mo 7.8%). The shares are up 17.1% over twelve months including dividends.
- **From 52-week high: -6.2%** (32.5% above the low). Trading 6% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 47**. An RSI of 47 is neutral.
- **Beta (1 yr): 0.95** (volatility 28%). Beta of 0.95 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=AUB · Page: https://foliofundamentals.com/stocks/aub

Not investment advice.