# Avidia Bancorp Inc. (AVBC) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Banks. Price $22.09, market value $408 million.

## Valuation
- **P/E (trailing): 23.3×**. Avidia Bancorp Inc. trades at 23.3× trailing earnings. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 14.9×, lower than trailing, so analysts expect earnings to grow.
- **Price / book: 1.1×**. The shares trade at 1.1× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 11.8%** (5-yr avg 7.8%). Free cash flow equals 11.8% of the market value, above its five-year average of 7.8%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 4.3%**. The inverse of the P/E: 4.3% of the price is earned each year.

## Profitability
- **Return on equity: -0.9%**. Return on equity is negative because earnings are negative.

## Dividends
- **Dividend yield: 0.72%** ($0.10 per share, trailing). Avidia Bancorp Inc. yields 0.72%, a modest yield more typical of a growth-oriented payer.

## Price and momentum
- **Total return (1 yr): 43.8%** (YTD 32.1%, 3-mo 15.0%). The shares are up 43.8% over twelve months including dividends.
- **From 52-week high: -3.5%** (54.4% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 55**. An RSI of 55 is neutral.
- **Beta (1 yr): 0.45** (volatility 25%). Beta of 0.45 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=AVBC · Page: https://foliofundamentals.com/stocks/avbc

Not investment advice.