# Avidbank Holdings Inc. (AVBH) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Financial Services / Banks - Regional. Price $31.92, market value $351 million.

## Valuation
- **P/E (trailing): n/a** (negative earnings). Avidbank Holdings Inc. reported negative earnings over the last twelve months, so the P/E is not meaningful; use price-to-sales, EV/EBITDA and free-cash-flow yield instead.
- **Price / book: 1.2×**. The shares trade at 1.2× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 15.0%** (5-yr avg 15.3%). Free cash flow equals 15.0% of the market value, in line with its five-year average of 15.3%. Above 5% is generally attractive.

## Profitability
- **Return on equity: -7.0%**. Return on equity is negative because earnings are negative.

## Growth
- **EPS growth (1 yr): -181.5%**. Earnings per share fell 181.5%.

## Financial health
- **Cash and short-term investments: $155 million**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend: none**. Avidbank Holdings Inc. does not currently pay a dividend.

## Analyst view
- **Analyst consensus: strong_buy** (4 analysts). 4 analysts cover Avidbank Holdings Inc.; the consensus is strong_buy, with an average price target of $38.50 (+21% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 26.4%** (YTD 20.2%, 3-mo 2.4%). The shares are up 26.4% over twelve months including dividends.
- **From 52-week high: -6.6%** (32.8% above the low). Trading 7% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 48**. An RSI of 48 is neutral.
- **Beta (1 yr): 0.40** (volatility 18%). Beta of 0.40 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=AVBH · Page: https://foliofundamentals.com/stocks/avbh

Not investment advice.