# Bank of America Corporation (BAC) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Banks. Price $62.68, market value $438.3 billion.

## Valuation
- **P/E (trailing): 14.5×** (5-yr avg 11.7×, 3-yr avg 12.7×). Bank of America Corporation trades at 14.5× trailing earnings, well above its own five-year average of 11.7×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 11.8×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.61**. A PEG of 0.61 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 3.6×**. Each dollar of revenue is priced at 3.6×.
- **Price / book: 1.6×**. The shares trade at 1.6× book value; book value is a meaningful part of the valuation.
- **Earnings yield: 6.9%**. The inverse of the P/E: 6.9% of the price is earned each year.

## Profitability
- **Net margin: 27.0%**. 27.0% of each dollar of sales reaches the bottom line.
- **Return on equity: 10.1%**. 10.1% on shareholders' equity is solid.
- **Return on assets: 1.0%**. Each dollar of assets produces 1.0% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 6.8%** (3-yr 6.0%/yr, 5-yr 5.7%/yr). Revenue grew 6.8% over the last year, against 5.7% a year compounded over five years.
- **EPS growth (1 yr): 19.4%** (3-yr 6.1%/yr, 5-yr 15.3%/yr). Earnings per share rose 19.4%, faster than revenue, so margins expanded or the share count shrank.

## Financial health
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 2.04%** ($1.12 per share, trailing). Bank of America Corporation yields 2.04%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 31%**. 31% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 16**. 16 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 8.4%/yr** (1-yr 8.0%). The dividend has grown 8.4% a year over five years.

## Price and momentum
- **Total return (1 yr): 26.5%** (YTD 15.2%, 3-mo 16.4%). The shares are up 26.5% over twelve months including dividends.
- **From 52-week high: -3.9%** (35.9% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 53**. An RSI of 53 is neutral.
- **Beta (1 yr): 0.73** (volatility 21%). Beta of 0.73 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=BAC · Page: https://foliofundamentals.com/stocks/bac

Not investment advice.