# Banc of California Inc. (BANC) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Banks. Price $18.92, market value $3.0 billion.

## Valuation
- **P/E (trailing): n/a** (negative earnings). Banc of California Inc. reported negative earnings over the last twelve months, so the P/E is not meaningful; use price-to-sales, EV/EBITDA and free-cash-flow yield instead.
- **PEG: 0.07**. A PEG of 0.07 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 14.3×**. Each dollar of revenue is priced at 14.3×, a level that requires very high margins or very fast growth to justify.
- **Price / book: 1.0×**. The shares trade at 1.0× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 12.1%** (5-yr avg 23.7%). Free cash flow equals 12.1% of the market value, below its five-year average of 23.7%, so the shares are pricier on cash than usual. Above 5% is generally attractive.

## Profitability
- **Return on equity: 6.5%**. 6.5% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on assets: -0.1%**. Each dollar of assets produces -0.1% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 4.2%** (3-yr 8.1%/yr, 5-yr 59.1%/yr). Revenue grew 4.2% over the last year, against 59.1% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 125.0%** (3-yr -38.9%/yr). Earnings per share rose 125.0%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): -29.9%/yr**. Free cash flow has compounded at -29.9% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 2.54%** ($0.44 per share, trailing). Banc of California Inc. yields 2.54%, a modest yield more typical of a growth-oriented payer.
- **Consecutive years of increases: 5**. 5 straight years of increases.
- **Dividend growth (5 yr): 10.8%/yr** (1-yr 0.0%). The dividend has compounded at 10.8% a year over five years, doubling roughly every 7 years at that pace.

## Price and momentum
- **Total return (1 yr): 14.1%** (YTD -0.6%, 3-mo -1.2%). The shares are up 14.1% over twelve months including dividends.
- **From 52-week high: -13.7%** (23.4% above the low). Trading 14% below its 52-week high.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 47**. An RSI of 47 is neutral.
- **Beta (1 yr): 1.15** (volatility 32%). Beta of 1.15 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=BANC · Page: https://foliofundamentals.com/stocks/banc

Not investment advice.