# Barclays PLC (BARC.L) fundamentals

Data as of 2026-09-08. LSE, United Kingdom. Sector: Financial Services / Banks. Price 495p, market value 66.3 billionp.

## Valuation
- **P/E (trailing): 10.3×** (5-yr avg 703.2×, 3-yr avg 824.8×). Barclays PLC trades at 10.3× trailing earnings, well below its own five-year average of 703.2×: cheap by its own standards. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 7.7×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.37**. A PEG of 0.37 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 2.2×**. Each dollar of revenue is priced at 2.2×.
- **Price / book: 1.0×**. The shares trade at 1.0× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 25.5%** (5-yr avg 0.6%). Free cash flow equals 25.5% of the market value, above its five-year average of 0.6%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 9.7%**. The inverse of the P/E: 9.7% of the price is earned each year.

## Profitability
- **Net margin: 14.1%**. 14.1% of each dollar of sales reaches the bottom line.
- **Return on equity: 9.2%**. 9.2% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on assets: 0.5%**. Each dollar of assets produces 0.5% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): -1.5%** (3-yr 14.9%/yr, 5-yr 14.9%/yr). Revenue fell 1.5% over the last year, against 14.9% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 20.7%** (3-yr 12.1%/yr, 5-yr 37.3%/yr). Earnings per share rose 20.7%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): -16.0%/yr**. Free cash flow has compounded at -16.0% a year over three years, lagging earnings: check whether profits are turning into cash.

## Financial health
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.
- **Cash and short-term investments: 407.6 billionp**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 2.30%** (0p per share, trailing). Barclays PLC yields 2.30%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 31%** (13% of free cash flow). 31% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 5**. 5 straight years of increases.
- **Shareholder yield: 5.9%**. Dividends plus net buybacks return 5.9% of the market value a year.

## Analyst view
- **Analyst consensus: buy** (17 analysts). 17 analysts cover Barclays PLC; the consensus is buy, with an average price target of 573p (+16% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 37.4%** (YTD 4.3%, 3-mo 8.6%). The shares are up 37.4% over twelve months including dividends.
- **From 52-week high: -8.1%** (39.9% above the low). Trading 8% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 46**. An RSI of 46 is neutral.
- **Beta (1 yr): 1.73** (volatility 30%). Beta of 1.73 against the FTSE All-Share: the shares move much more than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=BARC.L · Page: https://foliofundamentals.com/stocks/barc.l

Not investment advice.