# Banco Bradesco Sa American (BBD) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Banks. Price $3.47, market value $36.7 billion.

## Valuation
- **P/E (trailing): 8.1×** (5-yr avg 1.4×, 3-yr avg 2.1×). Banco Bradesco Sa American trades at 8.1× trailing earnings, well above its own five-year average of 1.4×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 6.2×, lower than trailing, so analysts expect earnings to grow.
- **Price / sales: 1.5×**. Each dollar of revenue is priced at 1.5×.
- **Price / book: 1.0×**. The shares trade at 1.0× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 1.8%** (5-yr avg 39.5%). Free cash flow equals 1.8% of the market value, below its five-year average of 39.5%, so the shares are pricier on cash than usual.
- **Earnings yield: 12.4%**. The inverse of the P/E: 12.4% of the price is earned each year.

## Profitability
- **Return on equity: 13.2%**. 13.2% on shareholders' equity is solid.

## Financial health
- **Cash and short-term investments: $37.8 billion**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 6.70%** ($0.23 per share, trailing). Banco Bradesco Sa American yields 6.70%, high enough to check carefully: yields this high often precede a cut.
- **Payout ratio: 50%**. 50% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 1**. 1 straight year of increases.
- **Dividend growth (5 yr): -26.6%/yr** (1-yr 77.6%). The dividend has not grown over five years.

## Analyst view
- **Analyst consensus: buy** (4 analysts). 4 analysts cover Banco Bradesco Sa American; the consensus is buy, with an average price target of $4.55 (+31% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 17.8%** (YTD 8.6%, 3-mo 5.4%). The shares are up 17.8% over twelve months including dividends.
- **From 52-week high: -19.3%** (16.4% above the low). Trading 19% below its 52-week high.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 62**. An RSI of 62 is neutral.
- **Beta (1 yr): 1.23** (volatility 34%). Beta of 1.23 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=BBD · Page: https://foliofundamentals.com/stocks/bbd

Not investment advice.
