# Barclays PLC (BCS) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Banks. Price $27.00, market value $90.5 billion.

## Valuation
- **P/E (trailing): 10.3×** (5-yr avg 9.1×, 3-yr avg 10.3×). Barclays PLC trades at 10.3× trailing earnings, close to its own five-year average of 9.1×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 8.1×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.38**. A PEG of 0.38 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 2.9×**. Each dollar of revenue is priced at 2.9×.
- **Price / book: 1.0×**. The shares trade at 1.0× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 18.7%** (5-yr avg 29.8%). Free cash flow equals 18.7% of the market value, below its five-year average of 29.8%, so the shares are pricier on cash than usual. Above 5% is generally attractive.
- **Earnings yield: 9.7%**. The inverse of the P/E: 9.7% of the price is earned each year.

## Profitability
- **Net margin: 24.6%**. 24.6% of each dollar of sales reaches the bottom line.
- **Return on equity: 9.2%**. 9.2% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on assets: 0.5%**. Each dollar of assets produces 0.5% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 11.1%** (3-yr 5.2%/yr). Revenue grew 11.1% over the last year.
- **EPS growth (1 yr): 21.6%** (3-yr 12.4%/yr). Earnings per share rose 21.6%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): -16.0%/yr**. Free cash flow has compounded at -16.0% a year over three years, lagging earnings: check whether profits are turning into cash.

## Financial health
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.
- **Cash and short-term investments: $229.8 billion**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 2.26%** ($0.61 per share, trailing). Barclays PLC yields 2.26%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 31%** (13% of free cash flow). 31% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 4**. 4 straight years of increases.
- **Dividend growth (5 yr): 6.8%/yr** (1-yr 4.3%). The dividend has grown 6.8% a year over five years.
- **Shareholder yield: 4.9%**. Dividends plus net buybacks return 4.9% of the market value a year.

## Analyst view
- **Analyst consensus: buy** (4 analysts). 4 analysts cover Barclays PLC; the consensus is buy, with an average price target of $30.27 (+12% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 35.9%** (YTD 7.4%, 3-mo 11.2%). The shares are up 35.9% over twelve months including dividends.
- **From 52-week high: -5.9%** (40.0% above the low). Trading 6% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 49**. An RSI of 49 is neutral.
- **Beta (1 yr): 1.52** (volatility 31%). Beta of 1.52 against the S&P 500: the shares move much more than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=BCS · Page: https://foliofundamentals.com/stocks/bcs

Not investment advice.