# Bank First Corporation (BFC) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Financial Services / Banks. Price $156.23, market value $1.7 billion.

## Valuation
- **P/E (trailing): 20.3×** (5-yr avg 13.7×, 3-yr avg 14.1×). Bank First Corporation trades at 20.3× trailing earnings, well above its own five-year average of 13.7×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 13.1×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 1.17**. A PEG of 1.17 is in the range usually read as fairly priced for its growth.
- **Price / book: 2.1×**. The shares trade at 2.1× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 2.5%** (5-yr avg 5.3%). Free cash flow equals 2.5% of the market value, below its five-year average of 5.3%, so the shares are pricier on cash than usual.
- **Earnings yield: 4.9%**. The inverse of the P/E: 4.9% of the price is earned each year.

## Profitability
- **Return on equity: 11.1%**. 11.1% on shareholders' equity is solid.

## Growth
- **EPS growth (1 yr): 11.2%** (3-yr 9.0%/yr, 5-yr 7.4%/yr). Earnings per share rose 11.2%.
- **Free-cash-flow growth (3 yr): 15.5%/yr**. Free cash flow has compounded at 15.5% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.
- **Cash and short-term investments: $243 million**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 1.54%** ($1.95 per share, trailing). Bank First Corporation yields 1.54%, a modest yield more typical of a growth-oriented payer.
- **Consecutive years of increases: 3**. 3 straight years of increases.
- **Dividend growth (5 yr): 45.6%/yr** (1-yr 241.9%). The dividend has compounded at 45.6% a year over five years, doubling roughly every 2 years at that pace.

## Price and momentum
- **Total return (1 yr): 22.6%** (YTD 29.2%, 3-mo 11.7%). The shares are up 22.6% over twelve months including dividends.
- **From 52-week high: -1.8%** (31.2% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 58**. An RSI of 58 is neutral.
- **Beta (1 yr): 0.54** (volatility 26%). Beta of 0.54 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=BFC · Page: https://foliofundamentals.com/stocks/bfc

Not investment advice.