# Baillie Gifford UK Growth (BGUK.L) fundamentals

Data as of 2026-09-08. LSE, United Kingdom. Sector: Financial Services. Price 219p, market value 232 millionp.

## Valuation
- **P/E (trailing): 7.6×**. Baillie Gifford UK Growth trades at 7.6× trailing earnings. The Financial Services median in the September 2026 study was 13.1×.
- **Price / sales: 4.0×**. Each dollar of revenue is priced at 4.0×.
- **Price / book: 1.0×**. The shares trade at 1.0× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 4.7×**. Enterprise value is 4.7× operating earnings before depreciation, the multiple that ignores how the company is financed; below 8× is inexpensive for most sectors.
- **Free-cash-flow yield: 3.8%** (5-yr avg 0.0%). Free cash flow equals 3.8% of the market value, above its five-year average of 0.0%, so the shares are cheaper on cash than they have usually been.
- **Earnings yield: 13.2%**. The inverse of the P/E: 13.2% of the price is earned each year.

## Profitability
- **Gross margin: 96.5%**. Baillie Gifford UK Growth keeps 96.5% of revenue after the direct cost of what it sells, the kind of margin that comes with software, brands or pricing power.
- **Operating margin: 93.0%**. 93.0% of revenue is left after running the business, an exceptional level.
- **Net margin: 91.4%**. 91.4% of each dollar of sales reaches the bottom line.
- **Return on equity: 14.1%**. 14.1% on shareholders' equity is solid.
- **Return on invested capital: 20.2%**. Return on all capital, debt included, is 20.2%: comfortably above what that capital costs.
- **Return on assets: 19.1%**. Each dollar of assets produces 19.1% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 101.9%** (3-yr 139.1%/yr, 5-yr -17.4%/yr). Revenue grew 101.9% over the last year, against -17.4% a year compounded over five years: growth is accelerating.
- **EPS growth (1 yr): 141.7%** (3-yr 169.6%/yr, 5-yr -14.9%/yr). Earnings per share rose 141.7%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): -100.0%/yr**. Free cash flow has compounded at -100.0% a year over three years, lagging earnings: check whether profits are turning into cash.

## Financial health
- **Piotroski F-score: 7/9**. 7 of 9 fundamental checks pass: strong and improving financials.
- **Cash and short-term investments: 2 millionp**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend: none**. Baillie Gifford UK Growth does not currently pay a dividend, but it returned 32.0% of its market value through buybacks over the last year.

## Price and momentum
- **Total return (1 yr): 9.9%** (YTD 8.8%, 3-mo 6.2%). The shares are up 9.9% over twelve months including dividends.
- **From 52-week high: -5.2%** (21.6% above the low). Trading 5% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 49**. An RSI of 49 is neutral.
- **Beta (1 yr): 0.84** (volatility 16%). Beta of 0.84 against the FTSE All-Share: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=BGUK.L · Page: https://foliofundamentals.com/stocks/bguk.l

Not investment advice.