# Brighthouse Financial Inc. (BHF) fundamentals

Data as of 2026-11-04. NASDAQ, United States. Sector: Financial Services / Insurance. Price $42.59, market value $2.4 billion.

## Valuation
- **P/E (trailing): 3.4×** (5-yr avg 6.4×, 3-yr avg 10.9×). Brighthouse Financial Inc. trades at 3.4× trailing earnings, well below its own five-year average of 6.4×: cheap by its own standards. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 2.1×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.09**. A PEG of 0.09 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 0.4×**. Each dollar of revenue is priced at 0.4×, a low multiple typical of thin-margin businesses or out-of-favour stocks.
- **Price / book: 0.4×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **Earnings yield: 29.7%**. The inverse of the P/E: 29.7% of the price is earned each year.

## Profitability
- **Net margin: 6.4%**. 6.4% of each dollar of sales reaches the bottom line.
- **Return on equity: 6.4%**. 6.4% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on assets: 0.3%**. Each dollar of assets produces 0.3% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 43.2%** (3-yr -0.5%/yr, 5-yr -4.5%/yr). Revenue grew 43.2% over the last year, against -4.5% a year compounded over five years: growth is accelerating.
- **EPS growth (1 yr): 23.1%** (3-yr -51.9%/yr). Earnings per share rose 23.1%, slower than revenue, so margins compressed.

## Financial health
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.

## Dividends
- **Dividend: none**. Brighthouse Financial Inc. does not currently pay a dividend.

## Price and momentum
- **Total return (1 yr): -20.5%** (YTD -34.3%, 3-mo -32.1%). The shares are down 20.5% over twelve months including dividends.
- **From 52-week high: -36.2%** (1.5% above the low). Trading 36% below its 52-week high, deep in a drawdown.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 22**. An RSI of 22 is oversold; bounces are common, but oversold can stay oversold in a real decline.
- **Beta (1 yr): 0.08** (volatility 32%). Beta of 0.08 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=BHF · Page: https://foliofundamentals.com/stocks/bhf

Not investment advice.
