# Burke & Herbert Financial Services Corp. (BHRB) fundamentals

Data as of 2026-11-04. NASDAQ, United States. Sector: Financial Services / Banks - Regional. Price $70.60, market value $1.4 billion.

## Valuation
- **P/E (trailing): 11.7×** (5-yr avg 13.6×, 3-yr avg 16.0×). Burke & Herbert Financial Services Corp. trades at 11.7× trailing earnings, close to its own five-year average of 13.6×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 8.1×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.05**. A PEG of 0.05 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / book: 1.2×**. The shares trade at 1.2× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 6.1%** (5-yr avg 10.3%). Free cash flow equals 6.1% of the market value, below its five-year average of 10.3%, so the shares are pricier on cash than usual. Above 5% is generally attractive.
- **Earnings yield: 8.5%**. The inverse of the P/E: 8.5% of the price is earned each year.

## Profitability
- **Return on equity: 13.7%**. 13.7% on shareholders' equity is solid.

## Growth
- **EPS growth (1 yr): 173.8%** (3-yr 9.4%/yr). Earnings per share rose 173.8%.
- **Free-cash-flow growth (3 yr): 36.3%/yr**. Free cash flow has compounded at 36.3% a year over three years, keeping pace with earnings: the growth is real cash.

## Dividends
- **Dividend yield: 3.11%** ($2.20 per share, trailing). Burke & Herbert Financial Services Corp. yields 3.11%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 29%** (43% of free cash flow). 29% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 12**. 12 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 1.9%/yr** (1-yr 2.8%). The dividend has grown 1.9% a year over five years.

## Analyst view
- **Analyst consensus: buy** (4 analysts). 4 analysts cover Burke & Herbert Financial Services Corp.; the consensus is buy, with an average price target of $80.00 (+13% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 25.6%** (YTD 17.6%, 3-mo -2.2%). The shares are up 25.6% over twelve months including dividends.
- **From 52-week high: -6.0%** (20.4% above the low). Trading 6% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 60**. An RSI of 60 is neutral.
- **Beta (1 yr): 0.45** (volatility 22%). Beta of 0.45 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=BHRB · Page: https://foliofundamentals.com/stocks/bhrb

Not investment advice.