# BJ's Wholesale Club Holdings Inc. (BJ) fundamentals

Data as of 2026-11-04. NYSE, United States. Sector: Consumer Defensive / Grocery & Drug Retail. Price $109.46, market value $13.8 billion.

## Valuation
- **P/E (trailing): 24.2×** (5-yr avg 20.0×, 3-yr avg 20.8×). BJ's Wholesale Club Holdings Inc. trades at 24.2× trailing earnings, well above its own five-year average of 20.0×: investors are paying up relative to the company's past. The Consumer Defensive median in the September 2026 study was 20.1×. Forward P/E is 21.8×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 2.29**. A PEG of 2.29 means the P/E is high relative to expected earnings growth; the price already assumes a lot.
- **Price / sales: 0.6×**. Each dollar of revenue is priced at 0.6×, a low multiple typical of thin-margin businesses or out-of-favour stocks.
- **Price / book: 6.3×**. The shares trade at 6.3× book value; most of the value is in earnings power and intangibles rather than the balance sheet.
- **EV / EBITDA: 12.3×**. Enterprise value is 12.3× operating earnings before depreciation, the multiple that ignores how the company is financed.
- **Free-cash-flow yield: 2.6%** (5-yr avg 3.7%). Free cash flow equals 2.6% of the market value, below its five-year average of 3.7%, so the shares are pricier on cash than usual.
- **Earnings yield: 4.1%**. The inverse of the P/E: 4.1% of the price is earned each year.

## Profitability
- **Operating margin: 3.8%**. 3.8% of revenue is left after running the business, which leaves little cushion in a downturn.
- **Net margin: 2.7%**. 2.7% of each dollar of sales reaches the bottom line.
- **Return on equity: 26.3%**. 26.3% on shareholders' equity is excellent if it is not driven by leverage; sustained above 20% usually signals a competitive advantage.
- **Return on invested capital: 25.3%**. Return on all capital, debt included, is 25.3%: comfortably above what that capital costs.
- **Return on assets: 7.9%**. Each dollar of assets produces 7.9% of profit.

## Growth
- **Revenue growth (1 yr): 4.7%** (3-yr 3.6%/yr, 5-yr 6.8%/yr). Revenue grew 4.7% over the last year, against 6.8% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 9.5%** (3-yr 5.2%/yr, 5-yr 7.6%/yr). Earnings per share rose 9.5%, roughly in step with revenue.
- **Free-cash-flow growth (3 yr): -5.6%/yr**. Free cash flow has compounded at -5.6% a year over three years, lagging earnings: check whether profits are turning into cash.

## Financial health
- **Debt to equity: 0.24**. Debt is 0.24 times equity: a conservative balance sheet.
- **Net debt / EBITDA: 0.4×**. It would take 0.4 years of operating earnings to repay net borrowings, within the comfortable range.
- **Current ratio: 0.75** (quick 0.75). Current liabilities exceed current assets, so the company depends on ongoing cash generation or refinancing to pay the next year's bills.
- **Altman Z-score: 5.08**. A Z-score of 5.08 places the company in the safe zone for bankruptcy risk.
- **Piotroski F-score: 7/9**. 7 of 9 fundamental checks pass: strong and improving financials.

## Dividends
- **Dividend: none**. BJ's Wholesale Club Holdings Inc. does not currently pay a dividend.

## Analyst view
- **Analyst consensus: buy** (20 analysts). 20 analysts cover BJ's Wholesale Club Holdings Inc.; the consensus is buy, with an average price target of $106.05 (-3% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 25.4%** (YTD 22.9%, 3-mo 14.0%). The shares are up 25.4% over twelve months including dividends.
- **From 52-week high: -1.3%** (31.5% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 72**. An RSI of 72 is in overbought territory; short-term pullbacks are common from here.
- **Beta (1 yr): -0.41** (volatility 31%). Beta of -0.41 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=BJ · Page: https://foliofundamentals.com/stocks/bj

Not investment advice.