# BJ's Wholesale Club Holdings Inc. (BJ) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Consumer Defensive / Household Products. Price $93.19, market value $11.8 billion.

## Valuation
- **P/E (trailing): 20.4×** (5-yr avg 20.0×, 3-yr avg 20.8×). BJ's Wholesale Club Holdings Inc. trades at 20.4× trailing earnings, close to its own five-year average of 20.0×. The Consumer Defensive median in the September 2026 study was 20.1×. Forward P/E is 18.5×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 1.95**. A PEG of 1.95 is in the range usually read as fairly priced for its growth.
- **Price / sales: 0.5×**. Each dollar of revenue is priced at 0.5×, a low multiple typical of thin-margin businesses or out-of-favour stocks.
- **Price / book: 5.4×**. The shares trade at 5.4× book value; most of the value is in earnings power and intangibles rather than the balance sheet.
- **EV / EBITDA: 10.6×**. Enterprise value is 10.6× operating earnings before depreciation, the multiple that ignores how the company is financed.
- **Free-cash-flow yield: 3.0%** (5-yr avg 3.7%). Free cash flow equals 3.0% of the market value, in line with its five-year average of 3.7%.
- **Earnings yield: 4.9%**. The inverse of the P/E: 4.9% of the price is earned each year.

## Profitability
- **Operating margin: 3.8%**. 3.8% of revenue is left after running the business, which leaves little cushion in a downturn.
- **Net margin: 2.7%**. 2.7% of each dollar of sales reaches the bottom line.
- **Return on equity: 26.3%**. 26.3% on shareholders' equity is excellent if it is not driven by leverage; sustained above 20% usually signals a competitive advantage.
- **Return on invested capital: 25.3%**. Return on all capital, debt included, is 25.3%: comfortably above what that capital costs.
- **Return on assets: 7.9%**. Each dollar of assets produces 7.9% of profit.

## Growth
- **Revenue growth (1 yr): 4.7%** (3-yr 3.6%/yr, 5-yr 6.8%/yr). Revenue grew 4.7% over the last year, against 6.8% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 9.5%** (3-yr 5.2%/yr, 5-yr 7.6%/yr). Earnings per share rose 9.5%, roughly in step with revenue.
- **Free-cash-flow growth (3 yr): -5.6%/yr**. Free cash flow has compounded at -5.6% a year over three years, lagging earnings: check whether profits are turning into cash.

## Financial health
- **Debt to equity: 0.24**. Debt is 0.24 times equity: a conservative balance sheet.
- **Net debt / EBITDA: 0.4×**. It would take 0.4 years of operating earnings to repay net borrowings, within the comfortable range.
- **Altman Z-score: 4.95**. A Z-score of 4.95 places the company in the safe zone for bankruptcy risk.
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.

## Dividends
- **Dividend: none**. BJ's Wholesale Club Holdings Inc. does not currently pay a dividend.

## Analyst view
- **Analyst consensus: buy** (20 analysts). 20 analysts cover BJ's Wholesale Club Holdings Inc.; the consensus is buy, with an average price target of $105.65 (+13% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): -3.7%** (YTD 3.5%, 3-mo 4.5%). The shares are down 3.7% over twelve months including dividends.
- **From 52-week high: -11.9%** (12.0% above the low). Trading 12% below its 52-week high.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 50**. An RSI of 50 is neutral.
- **Beta (1 yr): -0.43** (volatility 29%). Beta of -0.43 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=BJ · Page: https://foliofundamentals.com/stocks/bj

Not investment advice.