# BankUnited Inc. (BKU) fundamentals

Data as of 2026-11-04. NYSE, United States. Sector: Financial Services / Banks. Price $43.25, market value $3.1 billion.

## Valuation
- **P/E (trailing): 11.7×** (5-yr avg 10.6×, 3-yr avg 12.2×). BankUnited Inc. trades at 11.7× trailing earnings, close to its own five-year average of 10.6×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 10.0×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.69**. A PEG of 0.69 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 130.0×**. Each dollar of revenue is priced at 130.0×, a level that requires very high margins or very fast growth to justify.
- **Price / book: 1.1×**. The shares trade at 1.1× book value; book value is a meaningful part of the valuation.
- **Earnings yield: 8.6%**. The inverse of the P/E: 8.6% of the price is earned each year.

## Profitability
- **Return on equity: 8.8%**. 8.8% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on assets: 0.8%**. Each dollar of assets produces 0.8% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 7.4%** (3-yr -1.2%/yr, 5-yr 5.7%/yr). Revenue grew 7.4% over the last year, against 5.7% a year compounded over five years: growth is accelerating.
- **EPS growth (1 yr): 14.6%** (3-yr -0.1%/yr, 5-yr 11.4%/yr). Earnings per share rose 14.6%, faster than revenue, so margins expanded or the share count shrank.

## Financial health
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.
- **Cash and short-term investments: $218 million**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 3.05%** ($1.30 per share, trailing). BankUnited Inc. yields 3.05%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 34%**. 34% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 10**. 10 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 6.3%/yr** (1-yr 7.0%). The dividend has grown 6.3% a year over five years.

## Analyst view
- **Analyst consensus: hold** (11 analysts). 11 analysts cover BankUnited Inc.; the consensus is hold, with an average price target of $46.82 (+8% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 12.2%** (YTD 0.9%, 3-mo -6.5%). The shares are up 12.2% over twelve months including dividends.
- **From 52-week high: -17.0%** (13.8% above the low). Trading 17% below its 52-week high.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 56**. An RSI of 56 is neutral.
- **Beta (1 yr): 0.74** (volatility 25%). Beta of 0.74 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=BKU · Page: https://foliofundamentals.com/stocks/bku

Not investment advice.