# B&M European Value Retail S.A. (BME.L) fundamentals

Data as of 2026-09-08. LSE, United Kingdom. Sector: Consumer Defensive / Household Products. Price 233p, market value 2.3 billionp.

## Valuation
- **P/E (trailing): 14.6×** (5-yr avg 1196.1×, 3-yr avg 1112.8×). B&M European Value Retail S.A. trades at 14.6× trailing earnings, well below its own five-year average of 1196.1×: cheap by its own standards. The Consumer Defensive median in the September 2026 study was 20.1×. Forward P/E is 9.9×, lower than trailing, so analysts expect earnings to grow.
- **Price / sales: 0.2×**. Each dollar of revenue is priced at 0.2×, a low multiple typical of thin-margin businesses or out-of-favour stocks.
- **Price / book: 2.9×**. The shares trade at 2.9× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 2.9×**. Enterprise value is 2.9× operating earnings before depreciation, the multiple that ignores how the company is financed; below 8× is inexpensive for most sectors.
- **Free-cash-flow yield: 46.0%** (5-yr avg 0.2%). Free cash flow equals 46.0% of the market value, above its five-year average of 0.2%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 6.9%**. The inverse of the P/E: 6.9% of the price is earned each year.

## Profitability
- **Gross margin: 34.8%**. B&M European Value Retail S.A. keeps 34.8% of revenue after the direct cost of what it sells.
- **Operating margin: 8.5%**. 8.5% of revenue is left after running the business.
- **Net margin: 2.8%**. 2.8% of each dollar of sales reaches the bottom line.
- **Return on equity: 20.6%**. 20.6% on shareholders' equity is excellent if it is not driven by leverage; sustained above 20% usually signals a competitive advantage.
- **Return on invested capital: 24.4%**. Return on all capital, debt included, is 24.4%: comfortably above what that capital costs.
- **Return on assets: 12.2%**. Each dollar of assets produces 12.2% of profit.

## Growth
- **Revenue growth (1 yr): 3.7%** (3-yr 5.0%/yr, 5-yr 3.8%/yr). Revenue grew 3.7% over the last year, against 3.8% a year compounded over five years.
- **EPS growth (1 yr): -50.0%** (3-yr -23.0%/yr, 5-yr -17.9%/yr). Earnings per share fell 50.0%, slower than revenue, so margins compressed.
- **Free-cash-flow growth (3 yr): -8.1%/yr**. Free cash flow has compounded at -8.1% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Debt to equity: 3.07**. Debt is 3.07 times equity, a leveraged balance sheet that needs steady cash flow to service.
- **Net debt / EBITDA: 1.4×**. It would take 1.4 years of operating earnings to repay net borrowings, within the comfortable range.
- **Interest coverage: 3.2×**. Operating profit covers interest 3.2× over, a safe margin.
- **Current ratio: 1.42** (quick 0.48). Current assets cover the next year's liabilities 1.42 times.
- **Altman Z-score: 2.63**. A Z-score of 2.63 is in the grey zone; not distressed, not clearly safe.
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 4.23%** (0p per share, trailing). B&M European Value Retail S.A. yields 4.23%, an income-level yield.
- **Payout ratio: 81%** (40% of free cash flow). 81% of earnings goes out as dividends, leaving a thin cushion.
- **Dividend growth (5 yr): -10.7%/yr** (1-yr -19.2%). The dividend has not grown over five years.
- **Shareholder yield: 4.2%**. Dividends plus net buybacks return 4.2% of the market value a year.

## Analyst view
- **Analyst consensus: buy** (19 analysts). 19 analysts cover B&M European Value Retail S.A.; the consensus is buy, with an average price target of 222p (-5% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): -3.5%** (YTD 37.2%, 3-mo 13.1%). The shares are down 3.5% over twelve months including dividends.
- **From 52-week high: -13.6%** (66.3% above the low). Trading 14% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 51**. An RSI of 51 is neutral.
- **Beta (1 yr): 1.04** (volatility 47%). Beta of 1.04 against the FTSE All-Share: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=BME.L · Page: https://foliofundamentals.com/stocks/bme.l

Not investment advice.