# Bayerische Motoren Werke AG CDR (BMW.TO) fundamentals

Data as of 2026-11-04. TSX, Canada. Sector: Consumer Cyclical / Automobiles. Price C$17.50, market value C$52.1 billion.

## Valuation
- **P/E (trailing): 5.2×** (5-yr avg 11.1×, 3-yr avg 11.1×). Bayerische Motoren Werke AG CDR trades at 5.2× trailing earnings, well below its own five-year average of 11.1×: cheap by its own standards. The Consumer Cyclical median in the September 2026 study was 19.5×.
- **Price / sales: 0.4×**. Each dollar of revenue is priced at 0.4×, a low multiple typical of thin-margin businesses or out-of-favour stocks.
- **Price / book: 0.2×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **EV / EBITDA: 6.4×**. Enterprise value is 6.4× operating earnings before depreciation, the multiple that ignores how the company is financed; below 8× is inexpensive for most sectors.
- **Free-cash-flow yield: -8.2%** (5-yr avg -3.4%). Free cash flow is negative: the business is consuming cash, which is normal for heavy investment phases but a warning otherwise.
- **Earnings yield: 19.3%**. The inverse of the P/E: 19.3% of the price is earned each year.

## Profitability
- **Gross margin: 14.9%**. Bayerische Motoren Werke AG CDR keeps 14.9% of revenue after the direct cost of what it sells, a thin margin typical of retail, distribution and commodity businesses.
- **Operating margin: 6.3%**. 6.3% of revenue is left after running the business.
- **Net margin: 5.5%**. 5.5% of each dollar of sales reaches the bottom line.
- **Return on equity: 7.6%**. 7.6% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on invested capital: 3.7%**. Return on all capital, debt included, is 3.7%: close to or below the cost of capital, so growth may not create value.
- **Return on assets: 2.4%**. Each dollar of assets produces 2.4% of profit.

## Growth
- **Revenue growth (1 yr): -6.3%** (3-yr -2.2%/yr). Revenue fell 6.3% over the last year.
- **EPS growth (1 yr): 2.3%** (3-yr -24.2%/yr). Earnings per share rose 2.3%, faster than revenue, so margins expanded or the share count shrank.

## Financial health
- **Debt to equity: 0.92**. Debt is 0.92 times equity, moderate leverage.
- **Net debt / EBITDA: 3.6×**. It would take 3.6 years of operating earnings to repay net borrowings, above the 3× level most lenders treat as comfortable.
- **Interest coverage: 15.6×**. Operating profit covers interest 15.6× over, a safe margin.
- **Current ratio: 1.12** (quick 0.86). Current assets cover the next year's liabilities 1.12 times.
- **Altman Z-score: 1.36**. A Z-score of 1.36 is in the distress zone, a signal to examine the balance sheet closely.
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.

## Dividends
- **Dividend: none**. Bayerische Motoren Werke AG CDR does not currently pay a dividend.

## Price and momentum
- **Total return (1 yr): -25.8%** (YTD -34.9%, 3-mo -3.8%). The shares are down 25.8% over twelve months including dividends.
- **From 52-week high: -40.0%** (11.4% above the low). Trading 40% below its 52-week high, deep in a drawdown.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 53**. An RSI of 53 is neutral.
- **Beta (1 yr): 0.23** (volatility 28%). Beta of 0.23 against the S&P/TSX Composite: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=BMW.TO · Page: https://foliofundamentals.com/stocks/bmw.to

Not investment advice.