# Bank of Hawaii Corporation (BOH) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Banks. Price $77.19, market value $3.0 billion.

## Valuation
- **P/E (trailing): 14.3×** (5-yr avg 14.5×, 3-yr avg 16.5×). Bank of Hawaii Corporation trades at 14.3× trailing earnings, close to its own five-year average of 14.5×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 11.6×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.34**. A PEG of 0.34 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 25.0×**. Each dollar of revenue is priced at 25.0×, a level that requires very high margins or very fast growth to justify.
- **Price / book: 2.0×**. The shares trade at 2.0× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 6.7%** (5-yr avg 8.5%). Free cash flow equals 6.7% of the market value, below its five-year average of 8.5%, so the shares are pricier on cash than usual. Above 5% is generally attractive.
- **Earnings yield: 7.0%**. The inverse of the P/E: 7.0% of the price is earned each year.

## Profitability
- **Net margin: 168.9%**. 168.9% of each dollar of sales reaches the bottom line.
- **Return on equity: 11.1%**. 11.1% on shareholders' equity is solid.
- **Return on assets: 0.9%**. Each dollar of assets produces 0.9% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): -0.1%** (3-yr 2.7%/yr). Revenue fell 0.1% over the last year.
- **EPS growth (1 yr): 33.8%** (3-yr -5.5%/yr, 5-yr 3.7%/yr). Earnings per share rose 33.8%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): -15.4%/yr**. Free cash flow has compounded at -15.4% a year over three years, lagging earnings: check whether profits are turning into cash.

## Financial health
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.
- **Cash and short-term investments: $947 million**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 3.63%** ($2.80 per share, trailing). Bank of Hawaii Corporation yields 3.63%, an income-level yield.
- **Payout ratio: 55%** (55% of free cash flow). 55% of earnings goes out as dividends, leaving room to keep raising it.
- **Dividend growth (5 yr): 0.9%/yr** (1-yr -20.0%). The dividend has grown 0.9% a year over five years.

## Price and momentum
- **Total return (1 yr): 15.4%** (YTD 15.0%, 3-mo 0.2%). The shares are up 15.4% over twelve months including dividends.
- **From 52-week high: -10.6%** (30.0% above the low). Trading 11% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 44**. An RSI of 44 is neutral.
- **Beta (1 yr): 0.67** (volatility 24%). Beta of 0.67 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=BOH · Page: https://foliofundamentals.com/stocks/boh

Not investment advice.