# Princeton Bancorp Inc. (BPRN) fundamentals

Data as of 2026-11-05. NASDAQ, United States. Sector: Financial Services / Banks. Price $44.30, market value $302 million.

## Valuation
- **P/E (trailing): 14.8×** (5-yr avg 11.2×, 3-yr avg 13.9×). Princeton Bancorp Inc. trades at 14.8× trailing earnings, well above its own five-year average of 11.2×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 11.6×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.15**. A PEG of 0.15 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / book: 1.1×**. The shares trade at 1.1× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 7.7%** (5-yr avg 9.0%). Free cash flow equals 7.7% of the market value, in line with its five-year average of 9.0%. Above 5% is generally attractive.
- **Earnings yield: 6.7%**. The inverse of the P/E: 6.7% of the price is earned each year.

## Profitability
- **Return on equity: 6.9%**. 6.9% on shareholders' equity is weak; the business earns little on the capital its owners have in it.

## Growth
- **EPS growth (1 yr): 74.8%** (3-yr -13.0%/yr). Earnings per share rose 74.8%.
- **Free-cash-flow growth (3 yr): -4.1%/yr**. Free cash flow has compounded at -4.1% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 3.59%** ($0.35 per share, trailing). Princeton Bancorp Inc. yields 3.59%, an income-level yield.
- **Payout ratio: 47%** (39% of free cash flow). 47% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 8**. 8 straight years of increases.
- **Dividend growth (5 yr): 25.6%/yr** (1-yr 4.2%). The dividend has compounded at 25.6% a year over five years, doubling roughly every 3 years at that pace.

## Analyst view
- **Analyst consensus: buy** (2 analysts). 2 analysts cover Princeton Bancorp Inc.; the consensus is buy, with an average price target of $46.75 (+6% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 42.7%** (YTD 30.8%, 3-mo 5.7%). The shares are up 42.7% over twelve months including dividends.
- **From 52-week high: -4.4%** (39.7% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 57**. An RSI of 57 is neutral.
- **Beta (1 yr): 0.35** (volatility 25%). Beta of 0.35 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=BPRN · Page: https://foliofundamentals.com/stocks/bprn

Not investment advice.