# Blue Ridge Bankshares Inc. (BRBS) fundamentals

Data as of 2026-11-04. AMEX, United States. Sector: Financial Services / Banks. Price $3.98, market value $357 million.

## Valuation
- **P/E (trailing): n/a** (negative earnings). Blue Ridge Bankshares Inc. reported negative earnings over the last twelve months, so the P/E is not meaningful; use price-to-sales, EV/EBITDA and free-cash-flow yield instead.
- **Price / sales: 112.4×**. Each dollar of revenue is priced at 112.4×, a level that requires very high margins or very fast growth to justify.
- **Price / book: 1.3×**. The shares trade at 1.3× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 5.9%** (5-yr avg 32.9%). Free cash flow equals 5.9% of the market value, below its five-year average of 32.9%, so the shares are pricier on cash than usual. Above 5% is generally attractive.

## Profitability
- **Return on equity: 3.3%**. 3.3% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on assets: 0.7%**. Each dollar of assets produces 0.7% of profit; low single digits are normal for banks and insurers.

## Growth
- **EPS growth (1 yr): 135.5%** (3-yr -50.7%/yr, 5-yr -44.3%/yr). Earnings per share rose 135.5%.
- **Free-cash-flow growth (3 yr): -49.6%/yr**. Free cash flow has compounded at -49.6% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Piotroski F-score: 4/9**. 4 of 9 checks pass: mixed.

## Dividends
- **Dividend: none**. Blue Ridge Bankshares Inc. does not currently pay a dividend.

## Price and momentum
- **Total return (1 yr): 10.4%** (YTD 9.7%, 3-mo 11.4%). The shares are up 10.4% over twelve months including dividends.
- **From 52-week high: -16.8%** (23.4% above the low). Trading 17% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 55**. An RSI of 55 is neutral.
- **Beta (1 yr): 0.25** (volatility 25%). Beta of 0.25 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=BRBS · Page: https://foliofundamentals.com/stocks/brbs

Not investment advice.
