# Blue Ridge Bankshares Inc. (BRBS) fundamentals

Data as of 2026-09-08. AMEX, United States. Sector: Financial Services / Banks. Price $3.96, market value $355 million.

## Valuation
- **P/E (trailing): 44.0×** (5-yr avg 16.2×, 3-yr avg 33.2×). Blue Ridge Bankshares Inc. trades at 44.0× trailing earnings, well above its own five-year average of 16.2×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×.
- **Price / sales: 111.8×**. Each dollar of revenue is priced at 111.8×, a level that requires very high margins or very fast growth to justify.
- **Price / book: 1.3×**. The shares trade at 1.3× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 5.9%** (5-yr avg 32.9%). Free cash flow equals 5.9% of the market value, below its five-year average of 32.9%, so the shares are pricier on cash than usual. Above 5% is generally attractive.
- **Earnings yield: 2.3%**. The inverse of the P/E: 2.3% of the price is earned each year.

## Profitability
- **Return on equity: 3.3%**. 3.3% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on assets: 0.7%**. Each dollar of assets produces 0.7% of profit; low single digits are normal for banks and insurers.

## Growth
- **EPS growth (1 yr): 135.5%** (3-yr -50.7%/yr, 5-yr -44.3%/yr). Earnings per share rose 135.5%.
- **Free-cash-flow growth (3 yr): -49.6%/yr**. Free cash flow has compounded at -49.6% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Piotroski F-score: 4/9**. 4 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 68.18%** ($2.40 per share, trailing). Blue Ridge Bankshares Inc. yields 68.18%, high enough to check carefully: yields this high often precede a cut.
- **Payout ratio: 211%**. The dividend exceeds earnings (211% payout), which is rarely sustainable outside REITs and one-off years.
- **Consecutive years of increases: 1**. 1 straight year of increases.
- **Dividend growth (5 yr): -2.7%/yr**. The dividend has not grown over five years.

## Price and momentum
- **Total return (1 yr): 21.0%** (YTD 8.3%, 3-mo 19.3%). The shares are up 21.0% over twelve months including dividends.
- **From 52-week high: -17.2%** (22.8% above the low). Trading 17% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 65**. An RSI of 65 is neutral.
- **Beta (1 yr): 0.31** (volatility 25%). Beta of 0.31 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=BRBS · Page: https://foliofundamentals.com/stocks/brbs

Not investment advice.