# BrightSpire Capital Inc. (BRSP) fundamentals

Data as of 2026-11-04. NYSE, United States. Sector: Financial Services / Mortgage REITs. Price $3.48, market value $434 million.

## Valuation
- **P/E (trailing): 26.8×** (5-yr avg 12.1×). BrightSpire Capital Inc. trades at 26.8× trailing earnings, well above its own five-year average of 12.1×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 5.7×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.08**. A PEG of 0.08 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 1.3×**. Each dollar of revenue is priced at 1.3×.
- **Price / book: 0.5×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **Earnings yield: 3.7%**. The inverse of the P/E: 3.7% of the price is earned each year.

## Profitability
- **Net margin: -9.4%**. The company reported a net loss over the last twelve months.
- **Return on equity: -3.3%**. Return on equity is negative because earnings are negative.
- **Return on assets: 0.5%**. Each dollar of assets produces 0.5% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): -7.9%** (3-yr -3.2%/yr, 5-yr 2.6%/yr). Revenue fell 7.9% over the last year, against 2.6% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 75.2%**. Earnings per share rose 75.2%, faster than revenue, so margins expanded or the share count shrank.

## Financial health
- **Piotroski F-score: 4/9**. 4 of 9 checks pass: mixed.
- **Cash and short-term investments: $67 million**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 18.39%** ($0.64 per share, trailing). BrightSpire Capital Inc. yields 18.39%, high enough to check carefully: yields this high often precede a cut.
- **Dividend growth (5 yr): 16.4%/yr** (1-yr -11.1%). The dividend has compounded at 16.4% a year over five years, doubling roughly every 4 years at that pace.

## Analyst view
- **Analyst consensus: buy** (8 analysts). 8 analysts cover BrightSpire Capital Inc.; the consensus is buy, with an average price target of $5.75 (+65% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): -24.5%** (YTD -32.4%, 3-mo -30.4%). The shares are down 24.5% over twelve months including dividends.
- **From 52-week high: -43.6%** (1.8% above the low). Trading 44% below its 52-week high, deep in a drawdown.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 37**. An RSI of 37 is neutral.
- **Beta (1 yr): 0.68** (volatility 24%). Beta of 0.68 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=BRSP · Page: https://foliofundamentals.com/stocks/brsp

Not investment advice.