# Banco Santander - Chile (BSAC) fundamentals

Data as of 2026-11-04. NYSE, United States. Sector: Financial Services / Banks. Price $31.85, market value $15.0 billion.

## Valuation
- **P/E (trailing): 12.3×** (5-yr avg 4.1×, 3-yr avg 4.9×). Banco Santander - Chile trades at 12.3× trailing earnings, well above its own five-year average of 4.1×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 10.7×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.54**. A PEG of 0.54 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / book: 1.3×**. The shares trade at 1.3× book value; book value is a meaningful part of the valuation.
- **Earnings yield: 8.1%**. The inverse of the P/E: 8.1% of the price is earned each year.

## Profitability
- **Return on equity: 17.8%**. 17.8% on shareholders' equity is solid.
- **Return on assets: 1.7%**. Each dollar of assets produces 1.7% of profit; low single digits are normal for banks and insurers.

## Growth
- **EPS growth (1 yr): 19.6%** (3-yr 8.9%/yr, 5-yr 13.2%/yr). Earnings per share rose 19.6%.

## Financial health
- **Piotroski F-score: 4/9**. 4 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 4.65%** ($1.48 per share, trailing). Banco Santander - Chile yields 4.65%, an income-level yield.
- **Payout ratio: 59%**. 59% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 1**. 1 straight year of increases.
- **Dividend growth (5 yr): 8.6%/yr** (1-yr 75.8%). The dividend has grown 8.6% a year over five years.

## Price and momentum
- **Total return (1 yr): 15.5%** (YTD 6.6%, 3-mo -9.0%). The shares are up 15.5% over twelve months including dividends.
- **From 52-week high: -15.6%** (12.7% above the low). Trading 16% below its 52-week high.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 42**. An RSI of 42 is neutral.
- **Beta (1 yr): 1.11** (volatility 29%). Beta of 1.11 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=BSAC · Page: https://foliofundamentals.com/stocks/bsac

Not investment advice.