# Banco Santander - Chile ADS (BSAC) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Banks. Price $35.67, market value $16.8 billion.

## Valuation
- **P/E (trailing): 13.9×** (5-yr avg 4.1×, 3-yr avg 4.9×). Banco Santander - Chile ADS trades at 13.9× trailing earnings, well above its own five-year average of 4.1×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 11.7×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.60**. A PEG of 0.60 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / book: 1.5×**. The shares trade at 1.5× book value; book value is a meaningful part of the valuation.
- **Earnings yield: 7.2%**. The inverse of the P/E: 7.2% of the price is earned each year.

## Profitability
- **Return on equity: 17.8%**. 17.8% on shareholders' equity is solid.
- **Return on assets: 1.7%**. Each dollar of assets produces 1.7% of profit; low single digits are normal for banks and insurers.

## Growth
- **EPS growth (1 yr): 19.6%** (3-yr 8.9%/yr, 5-yr 13.2%/yr). Earnings per share rose 19.6%.

## Dividends
- **Dividend yield: 4.15%** ($1.48 per share, trailing). Banco Santander - Chile ADS yields 4.15%, an income-level yield.
- **Payout ratio: 59%**. 59% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 1**. 1 straight year of increases.
- **Dividend growth (5 yr): 8.6%/yr** (1-yr 75.8%). The dividend has grown 8.6% a year over five years.

## Analyst view
- **Analyst consensus: hold** (11 analysts). 11 analysts cover Banco Santander - Chile ADS; the consensus is hold, with an average price target of $35.32 (-1% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 49.7%** (YTD 20.4%, 3-mo 18.8%). The shares are up 49.7% over twelve months including dividends.
- **From 52-week high: -5.4%** (41.3% above the low). Trading 5% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 57**. An RSI of 57 is neutral.
- **Beta (1 yr): 1.11** (volatility 29%). Beta of 1.11 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=BSAC · Page: https://foliofundamentals.com/stocks/bsac

Not investment advice.