# Bridgewater Bancshares Inc. (BWB) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Financial Services / Banks. Price $21.85, market value $609 million.

## Valuation
- **P/E (trailing): 11.9×** (5-yr avg 11.5×, 3-yr avg 11.8×). Bridgewater Bancshares Inc. trades at 11.9× trailing earnings, close to its own five-year average of 11.5×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 10.3×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.23**. A PEG of 0.23 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / book: 1.3×**. The shares trade at 1.3× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 5.9%** (5-yr avg 9.9%). Free cash flow equals 5.9% of the market value, below its five-year average of 9.9%, so the shares are pricier on cash than usual. Above 5% is generally attractive.
- **Earnings yield: 8.4%**. The inverse of the P/E: 8.4% of the price is earned each year.

## Profitability
- **Return on equity: 8.9%**. 8.9% on shareholders' equity is weak; the business earns little on the capital its owners have in it.

## Growth
- **EPS growth (1 yr): 44.7%** (3-yr -4.7%/yr, 5-yr 9.9%/yr). Earnings per share rose 44.7%.
- **Free-cash-flow growth (3 yr): -35.9%/yr**. Free cash flow has compounded at -35.9% a year over three years, lagging earnings: check whether profits are turning into cash.

## Dividends
- **Dividend: none**. Bridgewater Bancshares Inc. does not currently pay a dividend.

## Price and momentum
- **Total return (1 yr): 31.9%** (YTD 24.6%, 3-mo 13.5%). The shares are up 31.9% over twelve months including dividends.
- **From 52-week high: -3.4%** (36.1% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 58**. An RSI of 58 is neutral.
- **Beta (1 yr): 0.64** (volatility 27%). Beta of 0.64 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=BWB · Page: https://foliofundamentals.com/stocks/bwb

Not investment advice.