# Bankwell Financial Group Inc. (BWFG) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Financial Services / Banks. Price $67.39, market value $537 million.

## Valuation
- **P/E (trailing): 12.5×** (5-yr avg 11.0×, 3-yr avg 13.6×). Bankwell Financial Group Inc. trades at 12.5× trailing earnings, close to its own five-year average of 11.0×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 11.4×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.04**. A PEG of 0.04 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 179.4×**. Each dollar of revenue is priced at 179.4×, a level that requires very high margins or very fast growth to justify.
- **Price / book: 1.6×**. The shares trade at 1.6× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 6.4%** (5-yr avg 17.9%). Free cash flow equals 6.4% of the market value, below its five-year average of 17.9%, so the shares are pricier on cash than usual. Above 5% is generally attractive.
- **Earnings yield: 8.0%**. The inverse of the P/E: 8.0% of the price is earned each year.

## Profitability
- **Return on equity: 11.7%**. 11.7% on shareholders' equity is solid.
- **Return on assets: 1.3%**. Each dollar of assets produces 1.3% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 44.0%** (3-yr 38.1%/yr, 5-yr 29.1%/yr). Revenue grew 44.0% over the last year, against 29.1% a year compounded over five years: growth is accelerating.
- **EPS growth (1 yr): 261.8%** (3-yr -2.4%/yr, 5-yr 42.8%/yr). Earnings per share rose 261.8%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): -29.6%/yr**. Free cash flow has compounded at -29.6% a year over three years, lagging earnings: check whether profits are turning into cash.

## Financial health
- **Piotroski F-score: 4/9**. 4 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 1.19%** ($0.80 per share, trailing). Bankwell Financial Group Inc. yields 1.19%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 18%** (18% of free cash flow). 18% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 11**. 11 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 7.4%/yr** (1-yr 0.0%). The dividend has grown 7.4% a year over five years.

## Analyst view
- **Analyst consensus: hold** (2 analysts). 2 analysts cover Bankwell Financial Group Inc.; the consensus is hold, with an average price target of $69.50 (+3% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 59.9%** (YTD 48.2%, 3-mo 25.6%). The shares are up 59.9% over twelve months including dividends.
- **From 52-week high: -3.2%** (66.6% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 62**. An RSI of 62 is neutral.
- **Beta (1 yr): 0.44** (volatility 25%). Beta of 0.44 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=BWFG · Page: https://foliofundamentals.com/stocks/bwfg

Not investment advice.