# Colony Bankcorp Inc. (CBAN) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Banks - Regional. Price $21.75, market value $462 million.

## Valuation
- **P/E (trailing): 13.1×** (5-yr avg 10.2×, 3-yr avg 10.8×). Colony Bankcorp Inc. trades at 13.1× trailing earnings, well above its own five-year average of 10.2×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 9.8×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.58**. A PEG of 0.58 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / book: 1.2×**. The shares trade at 1.2× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 4.7%** (5-yr avg 11.3%). Free cash flow equals 4.7% of the market value, below its five-year average of 11.3%, so the shares are pricier on cash than usual.
- **Earnings yield: 7.6%**. The inverse of the P/E: 7.6% of the price is earned each year.

## Profitability
- **Return on equity: 7.5%**. 7.5% on shareholders' equity is weak; the business earns little on the capital its owners have in it.

## Growth
- **EPS growth (1 yr): 16.9%** (3-yr 11.7%/yr, 5-yr 5.1%/yr). Earnings per share rose 16.9%.

## Financial health
- **Piotroski F-score: 2/9**. 2 of 9 checks pass: weak or deteriorating financials.

## Dividends
- **Dividend yield: 2.18%** ($0.47 per share, trailing). Colony Bankcorp Inc. yields 2.18%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 28%** (42% of free cash flow). 28% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 9**. 9 straight years of increases.
- **Dividend growth (5 yr): 2.8%/yr** (1-yr 1.8%). The dividend has grown 2.8% a year over five years.

## Price and momentum
- **Total return (1 yr): 27.1%** (YTD 23.5%, 3-mo 7.5%). The shares are up 27.1% over twelve months including dividends.
- **From 52-week high: -3.2%** (37.7% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 56**. An RSI of 56 is neutral.
- **Beta (1 yr): 0.50** (volatility 25%). Beta of 0.50 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=CBAN · Page: https://foliofundamentals.com/stocks/cban

Not investment advice.