# Commercial Bancgroup Inc. (CBK) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Financial Services / Banks. Price $34.80, market value $477 million.

## Valuation
- **P/E (trailing): 11.8×** (5-yr avg 8.3×, 3-yr avg 8.3×). Commercial Bancgroup Inc. trades at 11.8× trailing earnings, well above its own five-year average of 8.3×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 10.9×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.68**. A PEG of 0.68 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / book: 1.6×**. The shares trade at 1.6× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 7.4%** (5-yr avg 11.5%). Free cash flow equals 7.4% of the market value, below its five-year average of 11.5%, so the shares are pricier on cash than usual. Above 5% is generally attractive.
- **Earnings yield: 8.5%**. The inverse of the P/E: 8.5% of the price is earned each year.

## Profitability
- **Return on equity: 13.0%**. 13.0% on shareholders' equity is solid.

## Growth
- **EPS growth (1 yr): 16.1%**. Earnings per share rose 16.1%.

## Financial health
- **Piotroski F-score: 4/9**. 4 of 9 checks pass: mixed.
- **Cash and short-term investments: $144 million**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 0.92%** ($0.19 per share, trailing). Commercial Bancgroup Inc. yields 0.92%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 5%** (6% of free cash flow). 5% of earnings goes out as dividends, leaving room to keep raising it.

## Price and momentum
- **From 52-week high: -2.7%** (49.8% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 58**. An RSI of 58 is neutral.
- **Beta (1 yr): 0.35** (volatility 21%). Beta of 0.35 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=CBK · Page: https://foliofundamentals.com/stocks/cbk

Not investment advice.