# Capital Bancorp Inc. (CBNK) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Financial Services / Banks. Price $36.98, market value $602 million.

## Valuation
- **P/E (trailing): 10.8×** (5-yr avg 9.4×, 3-yr avg 10.2×). Capital Bancorp Inc. trades at 10.8× trailing earnings, close to its own five-year average of 9.4×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 9.7×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.16**. A PEG of 0.16 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / book: 1.4×**. The shares trade at 1.4× book value; book value is a meaningful part of the valuation.
- **Earnings yield: 9.2%**. The inverse of the P/E: 9.2% of the price is earned each year.

## Profitability
- **Return on equity: 14.2%**. 14.2% on shareholders' equity is solid.

## Growth
- **EPS growth (1 yr): 60.8%** (3-yr 5.4%/yr, 5-yr 12.8%/yr). Earnings per share rose 60.8%.

## Dividends
- **Dividend yield: 1.35%** ($0.48 per share, trailing). Capital Bancorp Inc. yields 1.35%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 13%**. 13% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 5**. 5 straight years of increases.

## Analyst view
- **Analyst consensus: strong_buy** (4 analysts). 4 analysts cover Capital Bancorp Inc.; the consensus is strong_buy, with an average price target of $41.50 (+12% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 7.5%** (YTD 32.3%, 3-mo 13.2%). The shares are up 7.5% over twelve months including dividends.
- **From 52-week high: -4.8%** (40.1% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 55**. An RSI of 55 is neutral.
- **Beta (1 yr): 0.59** (volatility 24%). Beta of 0.59 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=CBNK · Page: https://foliofundamentals.com/stocks/cbnk

Not investment advice.