# CBIZ Inc. (CBZ) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Industrials / Professional Services. Price $54.85, market value $3.0 billion.

## Valuation
- **P/E (trailing): 26.4×** (5-yr avg 42.3×, 3-yr avg 52.9×). CBIZ Inc. trades at 26.4× trailing earnings, well below its own five-year average of 42.3×: cheap by its own standards. The Industrials median in the September 2026 study was 25.7×. Forward P/E is 12.9×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.10**. A PEG of 0.10 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 1.1×**. Each dollar of revenue is priced at 1.1×.
- **Price / book: 1.6×**. The shares trade at 1.6× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 13.3×**. Enterprise value is 13.3× operating earnings before depreciation, the multiple that ignores how the company is financed.
- **Earnings yield: 3.8%**. The inverse of the P/E: 3.8% of the price is earned each year.

## Profitability
- **Gross margin: 12.9%**. CBIZ Inc. keeps 12.9% of revenue after the direct cost of what it sells, a thin margin typical of retail, distribution and commodity businesses.
- **Operating margin: 8.5%**. 8.5% of revenue is left after running the business.
- **Net margin: 4.2%**. 4.2% of each dollar of sales reaches the bottom line.
- **Return on equity: 6.6%**. 6.6% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on invested capital: 5.8%**. Return on all capital, debt included, is 5.8%: close to or below the cost of capital, so growth may not create value.
- **Return on assets: 2.6%**. Each dollar of assets produces 2.6% of profit.

## Growth
- **Revenue growth (1 yr): 52.1%** (3-yr 25.0%/yr, 5-yr 23.4%/yr). Revenue grew 52.1% over the last year, against 23.4% a year compounded over five years: growth is accelerating.
- **EPS growth (1 yr): 134.6%** (3-yr -3.1%/yr, 5-yr 5.4%/yr). Earnings per share rose 134.6%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): 14.3%/yr**. Free cash flow has compounded at 14.3% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Debt to equity: 0.83**. Debt is 0.83 times equity, moderate leverage.
- **Net debt / EBITDA: 4.3×**. It would take 4.3 years of operating earnings to repay net borrowings, above the 3× level most lenders treat as comfortable.
- **Altman Z-score: 2.03**. A Z-score of 2.03 is in the grey zone; not distressed, not clearly safe.
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.

## Dividends
- **Dividend: none**. CBIZ Inc. does not currently pay a dividend.

## Price and momentum
- **Total return (1 yr): -8.5%** (YTD 8.7%, 3-mo 61.7%). The shares are down 8.5% over twelve months including dividends.
- **From 52-week high: -5.7%** (125.8% above the low). Trading 6% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 75**. An RSI of 75 is in overbought territory; short-term pullbacks are common from here.
- **Beta (1 yr): -0.14** (volatility 54%). Beta of -0.14 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=CBZ · Page: https://foliofundamentals.com/stocks/cbz

Not investment advice.