# Coastal Financial Corporation (CCB) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Financial Services / Banks. Price $50.33, market value $769 million.

## Valuation
- **P/E (trailing): n/a** (negative earnings). Coastal Financial Corporation reported negative earnings over the last twelve months, so the P/E is not meaningful; use price-to-sales, EV/EBITDA and free-cash-flow yield instead.
- **Price / book: 1.7×**. The shares trade at 1.7× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 34.1%** (5-yr avg 16.0%). Free cash flow equals 34.1% of the market value, above its five-year average of 16.0%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.

## Profitability
- **Return on equity: 9.6%**. 9.6% on shareholders' equity is weak; the business earns little on the capital its owners have in it.

## Growth
- **EPS growth (1 yr): -6.1%** (3-yr 0.6%/yr, 5-yr 19.8%/yr). Earnings per share fell 6.1%.
- **Free-cash-flow growth (3 yr): 56.5%/yr**. Free cash flow has compounded at 56.5% a year over three years, keeping pace with earnings: the growth is real cash.

## Dividends
- **Dividend: none**. Coastal Financial Corporation does not currently pay a dividend.

## Price and momentum
- **Total return (1 yr): -56.6%** (YTD -56.1%, 3-mo -28.3%). The shares are down 56.6% over twelve months including dividends.
- **From 52-week high: -58.1%** (37.5% above the low). Trading 58% below its 52-week high, deep in a drawdown.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 47**. An RSI of 47 is neutral.
- **Beta (1 yr): 0.94** (volatility 61%). Beta of 0.94 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=CCB · Page: https://foliofundamentals.com/stocks/ccb

Not investment advice.