# Canadian General Investments, Ltd (CGI.L) fundamentals

Data as of 2026-09-08. LSE, United Kingdom. Sector: Financial Services. Price 2789p, market value 582 millionp.

## Valuation
- **P/E (trailing): 2.9×** (5-yr avg 204.2×, 3-yr avg 201.7×). Canadian General Investments, Ltd trades at 2.9× trailing earnings, well below its own five-year average of 204.2×: cheap by its own standards. The Financial Services median in the September 2026 study was 13.1×.
- **Price / sales: 2.5×**. Each dollar of revenue is priced at 2.5×.
- **Price / book: 0.6×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **Free-cash-flow yield: 3.4%** (5-yr avg 0.0%). Free cash flow equals 3.4% of the market value, above its five-year average of 0.0%, so the shares are cheaper on cash than they have usually been.
- **Earnings yield: 33.9%**. The inverse of the P/E: 33.9% of the price is earned each year.

## Profitability
- **Gross margin: 97.5%**. Canadian General Investments, Ltd keeps 97.5% of revenue after the direct cost of what it sells, the kind of margin that comes with software, brands or pricing power.
- **Operating margin: 133.2%**. 133.2% of revenue is left after running the business, an exceptional level.
- **Net margin: 275.6%**. 275.6% of each dollar of sales reaches the bottom line.
- **Return on equity: 15.4%**. 15.4% on shareholders' equity is solid.
- **Return on assets: 30.0%**. Each dollar of assets produces 30.0% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): -73.1%** (5-yr -20.4%/yr). Revenue fell 73.1% over the last year, against -20.4% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): -15.7%** (5-yr -2.2%/yr). Earnings per share fell 15.7%, faster than revenue, so margins expanded or the share count shrank.

## Financial health
- **Piotroski F-score: 3/9**. 3 of 9 checks pass: weak or deteriorating financials.
- **Cash and short-term investments: 1.0 billionp**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend: none**. Canadian General Investments, Ltd does not currently pay a dividend.

## Price and momentum
- **Total return (1 yr): 26.3%** (YTD 12.0%, 3-mo 2.5%). The shares are up 26.3% over twelve months including dividends.
- **From 52-week high: -3.8%** (20.7% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 59**. An RSI of 59 is neutral.
- **Beta (1 yr): -0.04** (volatility 20%). Beta of -0.04 against the FTSE All-Share: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=CGI.L · Page: https://foliofundamentals.com/stocks/cgi.l

Not investment advice.