# City of London Investment Group PLC (CLIG.L) fundamentals

Data as of 2026-09-08. LSE, United Kingdom. Sector: Financial Services / Capital Markets. Price 481p, market value 238 millionp.

## Valuation
- **P/E (trailing): 15.5×** (5-yr avg 1008.4×, 3-yr avg 1027.3×). City of London Investment Group PLC trades at 15.5× trailing earnings, well below its own five-year average of 1008.4×: cheap by its own standards. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 12.0×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.21**. A PEG of 0.21 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 2.1×**. Each dollar of revenue is priced at 2.1×.
- **Price / book: 2.1×**. The shares trade at 2.1× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 4.6×**. Enterprise value is 4.6× operating earnings before depreciation, the multiple that ignores how the company is financed; below 8× is inexpensive for most sectors.
- **Free-cash-flow yield: 15.6%** (5-yr avg 0.1%). Free cash flow equals 15.6% of the market value, above its five-year average of 0.1%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 6.4%**. The inverse of the P/E: 6.4% of the price is earned each year.

## Profitability
- **Gross margin: 99.4%**. City of London Investment Group PLC keeps 99.4% of revenue after the direct cost of what it sells, the kind of margin that comes with software, brands or pricing power.
- **Operating margin: 32.9%**. 32.9% of revenue is left after running the business, an exceptional level.
- **Net margin: 26.9%**. 26.9% of each dollar of sales reaches the bottom line.
- **Return on equity: 17.6%**. 17.6% on shareholders' equity is solid.
- **Return on invested capital: 29.9%**. Return on all capital, debt included, is 29.9%: comfortably above what that capital costs.
- **Return on assets: 22.7%**. Each dollar of assets produces 22.7% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 43.3%** (3-yr 17.5%/yr, 5-yr 24.5%/yr). Revenue grew 43.3% over the last year, against 24.5% a year compounded over five years: growth is accelerating.
- **EPS growth (1 yr): 55.9%** (3-yr 6.4%/yr, 5-yr 12.1%/yr). Earnings per share rose 55.9%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): 0.4%/yr**. Free cash flow has compounded at 0.4% a year over three years, lagging earnings: check whether profits are turning into cash.

## Financial health
- **Piotroski F-score: 7/9**. 7 of 9 fundamental checks pass: strong and improving financials.
- **Cash and short-term investments: 26 millionp**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 6.89%** (0p per share, trailing). City of London Investment Group PLC yields 6.89%, high enough to check carefully: yields this high often precede a cut.
- **Payout ratio: 78%** (84% of free cash flow). 78% of earnings goes out as dividends, leaving a thin cushion.
- **Consecutive years of increases: 2**. 2 straight years of increases.
- **Dividend growth (5 yr): 1.9%/yr** (1-yr 0.0%). The dividend has grown 1.9% a year over five years.
- **Shareholder yield: 7.6%**. Dividends plus net buybacks return 7.6% of the market value a year.

## Price and momentum
- **Total return (1 yr): 21.2%** (YTD 23.4%, 3-mo 9.7%). The shares are up 21.2% over twelve months including dividends.
- **From 52-week high: -2.9%** (37.9% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 38**. An RSI of 38 is neutral.
- **Beta (1 yr): 0.80** (volatility 31%). Beta of 0.80 against the FTSE All-Share: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=CLIG.L · Page: https://foliofundamentals.com/stocks/clig.l

Not investment advice.