# CNA Financial Corporation (CNA) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Insurance. Price $48.47, market value $13.1 billion.

## Valuation
- **P/E (trailing): 10.7×** (5-yr avg 9.7×, 3-yr avg 9.7×). CNA Financial Corporation trades at 10.7× trailing earnings, close to its own five-year average of 9.7×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 10.1×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.30**. A PEG of 0.30 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 8.6×**. Each dollar of revenue is priced at 8.6×.
- **Price / book: 1.2×**. The shares trade at 1.2× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 17.2%** (5-yr avg 23.5%). Free cash flow equals 17.2% of the market value, below its five-year average of 23.5%, so the shares are pricier on cash than usual. Above 5% is generally attractive.
- **Earnings yield: 9.4%**. The inverse of the P/E: 9.4% of the price is earned each year.

## Profitability
- **Net margin: 81.0%**. 81.0% of each dollar of sales reaches the bottom line.
- **Return on equity: 11.0%**. 11.0% on shareholders' equity is solid.
- **Return on assets: 1.8%**. Each dollar of assets produces 1.8% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): -2.0%** (3-yr 0.1%/yr, 5-yr 4.7%/yr). Revenue fell 2.0% over the last year, against 4.7% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 33.2%** (3-yr 23.2%/yr, 5-yr 13.1%/yr). Earnings per share rose 33.2%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): -0.6%/yr**. Free cash flow has compounded at -0.6% a year over three years, lagging earnings: check whether profits are turning into cash.

## Financial health
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 3.96%** ($1.88 per share, trailing). CNA Financial Corporation yields 3.96%, an income-level yield.
- **Payout ratio: 82%** (47% of free cash flow). 82% of earnings goes out as dividends, leaving a thin cushion.
- **Consecutive years of increases: 2**. 2 straight years of increases.
- **Dividend growth (5 yr): 2.0%/yr** (1-yr 2.1%). The dividend has grown 2.0% a year over five years.

## Price and momentum
- **Total return (1 yr): 6.4%** (YTD 8.0%, 3-mo 11.0%). The shares are up 6.4% over twelve months including dividends.
- **From 52-week high: -13.0%** (16.7% above the low). Trading 13% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 40**. An RSI of 40 is neutral.
- **Beta (1 yr): -0.16** (volatility 21%). Beta of -0.16 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=CNA · Page: https://foliofundamentals.com/stocks/cna

Not investment advice.