# CNO Financial Group Inc. (CNO) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Insurance. Price $56.75, market value $5.3 billion.

## Valuation
- **P/E (trailing): 19.6×** (5-yr avg 9.5×, 3-yr avg 12.9×). CNO Financial Group Inc. trades at 19.6× trailing earnings, well above its own five-year average of 9.5×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 11.3×, lower than trailing, so analysts expect earnings to grow.
- **Price / sales: 1.1×**. Each dollar of revenue is priced at 1.1×.
- **Price / book: 2.0×**. The shares trade at 2.0× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 6.5×**. Enterprise value is 6.5× operating earnings before depreciation, the multiple that ignores how the company is financed; below 8× is inexpensive for most sectors.
- **Earnings yield: 5.1%**. The inverse of the P/E: 5.1% of the price is earned each year.

## Profitability
- **Operating margin: 13.3%**. 13.3% of revenue is left after running the business.
- **Net margin: 5.1%**. 5.1% of each dollar of sales reaches the bottom line.
- **Return on equity: 8.7%**. 8.7% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on invested capital: 13.7%**. Return on all capital, debt included, is 13.7%.
- **Return on assets: 0.7%**. Each dollar of assets produces 0.7% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 0.9%** (3-yr 7.9%/yr, 5-yr 3.3%/yr). Revenue grew 0.9% over the last year, against 3.3% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): -40.9%** (3-yr -24.6%/yr, 5-yr 1.7%/yr). Earnings per share fell 40.9%, slower than revenue, so margins compressed.

## Financial health
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 1.27%** ($0.69 per share, trailing). CNO Financial Group Inc. yields 1.27%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 29%**. 29% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 14**. 14 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 7.3%/yr** (1-yr 6.3%). The dividend has grown 7.3% a year over five years.

## Price and momentum
- **Total return (1 yr): 42.8%** (YTD 34.7%, 3-mo 18.9%). The shares are up 42.8% over twelve months including dividends.
- **From 52-week high: -1.5%** (48.5% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 67**. An RSI of 67 is neutral.
- **Beta (1 yr): 0.48** (volatility 21%). Beta of 0.48 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=CNO · Page: https://foliofundamentals.com/stocks/cno

Not investment advice.