# Columbia Banking System Inc. (COLB) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Technology / Software. Price $30.80, market value $8.7 billion.

## Valuation
- **P/E (trailing): 12.1×** (5-yr avg 10.4×, 3-yr avg 11.5×). Columbia Banking System Inc. trades at 12.1× trailing earnings, close to its own five-year average of 10.4×. The Technology median in the September 2026 study was 32.1×. Forward P/E is 9.4×, lower than trailing, so analysts expect earnings to grow.
- **Price / sales: 49.2×**. Each dollar of revenue is priced at 49.2×, a level that requires very high margins or very fast growth to justify.
- **Price / book: 1.2×**. The shares trade at 1.2× book value; book value is a meaningful part of the valuation.
- **Earnings yield: 8.2%**. The inverse of the P/E: 8.2% of the price is earned each year.

## Profitability
- **Net margin: 310.7%**. 310.7% of each dollar of sales reaches the bottom line.
- **Return on equity: 7.0%**. 7.0% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on assets: 0.8%**. Each dollar of assets produces 0.8% of profit.

## Growth
- **Revenue growth (1 yr): 18.8%** (3-yr 27.3%/yr). Revenue grew 18.8% over the last year.
- **EPS growth (1 yr): -9.8%** (3-yr -4.0%/yr, 5-yr 12.1%/yr). Earnings per share fell 9.8%, slower than revenue, so margins compressed.

## Financial health
- **Debt to equity: 0.00**. Debt is 0.00 times equity: a conservative balance sheet.
- **Piotroski F-score: 4/9**. 4 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 4.81%** ($1.47 per share, trailing). Columbia Banking System Inc. yields 4.81%, an income-level yield.
- **Payout ratio: 61%**. 61% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 4**. 4 straight years of increases.
- **Dividend growth (5 yr): 1.6%/yr** (1-yr 0.7%). The dividend has grown 1.6% a year over five years.

## Price and momentum
- **Total return (1 yr): 19.5%** (YTD 13.0%, 3-mo 3.8%). The shares are up 19.5% over twelve months including dividends.
- **From 52-week high: -8.6%** (29.2% above the low). Trading 9% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 49**. An RSI of 49 is neutral.
- **Beta (1 yr): 0.99** (volatility 28%). Beta of 0.99 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=COLB · Page: https://foliofundamentals.com/stocks/colb

Not investment advice.