# CoastalSouth Bancshares Inc. (COSO) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Banks - Regional. Price $27.89, market value $333 million.

## Valuation
- **P/E (trailing): 12.6×** (5-yr avg 10.7×, 3-yr avg 10.7×). CoastalSouth Bancshares Inc. trades at 12.6× trailing earnings, close to its own five-year average of 10.7×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 10.9×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 3.27**. A PEG of 3.27 means the P/E is high relative to expected earnings growth; the price already assumes a lot.
- **Price / sales: 164.3×**. Each dollar of revenue is priced at 164.3×, a level that requires very high margins or very fast growth to justify.
- **Price / book: 1.2×**. The shares trade at 1.2× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 20.1%** (5-yr avg 23.0%). Free cash flow equals 20.1% of the market value, in line with its five-year average of 23.0%. Above 5% is generally attractive.
- **Earnings yield: 8.0%**. The inverse of the P/E: 8.0% of the price is earned each year.

## Profitability
- **Return on equity: 9.6%**. 9.6% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on assets: 1.2%**. Each dollar of assets produces 1.2% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 6.4%**. Revenue grew 6.4% over the last year.
- **EPS growth (1 yr): 3.3%**. Earnings per share rose 3.3%, roughly in step with revenue.

## Financial health
- **Piotroski F-score: 4/9**. 4 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 0.72%** ($0.10 per share, trailing). CoastalSouth Bancshares Inc. yields 0.72%, a modest yield more typical of a growth-oriented payer.

## Price and momentum
- **Total return (1 yr): 26.9%** (YTD 20.4%, 3-mo 7.4%). The shares are up 26.9% over twelve months including dividends.
- **From 52-week high: -2.3%** (34.1% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 59**. An RSI of 59 is neutral.
- **Beta (1 yr): 0.38** (volatility 19%). Beta of 0.38 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=COSO · Page: https://foliofundamentals.com/stocks/coso

Not investment advice.