# Circle Internet Group Inc. (CRCL) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Consumer Finance. Price $102.05, market value $27.8 billion.

## Valuation
- **P/E (trailing): 20.5×**. Circle Internet Group Inc. trades at 20.5× trailing earnings. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 64.1×, higher than trailing, so analysts expect earnings to fall.
- **Price / sales: 197.9×**. Each dollar of revenue is priced at 197.9×, a level that requires very high margins or very fast growth to justify.
- **Price / book: 7.4×**. The shares trade at 7.4× book value; most of the value is in earnings power and intangibles rather than the balance sheet.
- **Free-cash-flow yield: 2.7%** (5-yr avg 4.2%). Free cash flow equals 2.7% of the market value, below its five-year average of 4.2%, so the shares are pricier on cash than usual.
- **Earnings yield: 4.9%**. The inverse of the P/E: 4.9% of the price is earned each year.

## Profitability
- **Operating margin: 153.4%**. 153.4% of revenue is left after running the business, an exceptional level.
- **Net margin: -63.3%**. The company reported a net loss over the last twelve months.
- **Return on equity: -2.1%**. Return on equity is negative because earnings are negative.
- **Return on assets: 0.6%**. Each dollar of assets produces 0.6% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 624.0%**. Revenue grew 624.0% over the last year.
- **EPS growth (1 yr): -246.7%**. Earnings per share fell 246.7%, slower than revenue, so margins compressed.

## Financial health
- **Piotroski F-score: 4/9**. 4 of 9 checks pass: mixed.

## Dividends
- **Dividend: none**. Circle Internet Group Inc. does not currently pay a dividend.

## Analyst view
- **Analyst consensus: buy** (23 analysts). 23 analysts cover Circle Internet Group Inc.; the consensus is buy, with an average price target of $103.29 (+1% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): -13.1%** (YTD 28.7%, 3-mo 27.1%). The shares are down 13.1% over twelve months including dividends.
- **From 52-week high: -36.0%** (104.5% above the low). Trading 36% below its 52-week high, deep in a drawdown.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 67**. An RSI of 67 is neutral.
- **Beta (1 yr): 3.12** (volatility 99%). Beta of 3.12 against the S&P 500: the shares move much more than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=CRCL · Page: https://foliofundamentals.com/stocks/crcl

Not investment advice.