# Croda International Plc (CRDA.L) fundamentals

Data as of 2026-09-08. LSE, United Kingdom. Sector: Basic Materials / Chemicals. Price 3309p, market value 4.6 billionp.

## Valuation
- **P/E (trailing): 58.1×** (5-yr avg 3811.9×, 3-yr avg 4408.9×). Croda International Plc trades at 58.1× trailing earnings, well below its own five-year average of 3811.9×: cheap by its own standards. The Basic Materials median in the September 2026 study was 19.0×. Forward P/E is 18.6×, lower than trailing, so analysts expect earnings to grow.
- **Price / sales: 1.4×**. Each dollar of revenue is priced at 1.4×.
- **Price / book: 2.1×**. The shares trade at 2.1× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 7.1×**. Enterprise value is 7.1× operating earnings before depreciation, the multiple that ignores how the company is financed; below 8× is inexpensive for most sectors.
- **Free-cash-flow yield: 6.9%** (5-yr avg 0.0%). Free cash flow equals 6.9% of the market value, above its five-year average of 0.0%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 1.7%**. The inverse of the P/E: 1.7% of the price is earned each year.

## Profitability
- **Gross margin: 38.3%**. Croda International Plc keeps 38.3% of revenue after the direct cost of what it sells.
- **Operating margin: 14.5%**. 14.5% of revenue is left after running the business.
- **Net margin: 3.6%**. 3.6% of each dollar of sales reaches the bottom line.
- **Return on equity: 2.8%**. 2.8% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on invested capital: 13.4%**. Return on all capital, debt included, is 13.4%.
- **Return on assets: 6.5%**. Each dollar of assets produces 6.5% of profit.

## Growth
- **Revenue growth (1 yr): 4.4%** (3-yr -6.7%/yr, 5-yr 4.1%/yr). Revenue grew 4.4% over the last year, against 4.1% a year compounded over five years.
- **EPS growth (1 yr): -61.4%** (3-yr -54.4%/yr, 5-yr -22.3%/yr). Earnings per share fell 61.4%, slower than revenue, so margins compressed.
- **Free-cash-flow growth (3 yr): 2.2%/yr**. Free cash flow has compounded at 2.2% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Debt to equity: 0.32**. Debt is 0.32 times equity: a conservative balance sheet.
- **Net debt / EBITDA: 0.7×**. It would take 0.7 years of operating earnings to repay net borrowings, within the comfortable range.
- **Interest coverage: 8.2×**. Operating profit covers interest 8.2× over, a safe margin.
- **Current ratio: 1.99** (quick 1.18). Current assets cover the next year's liabilities 1.99 times.
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 3.37%** (1p per share, trailing). Croda International Plc yields 3.37%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 250%** (97% of free cash flow). The dividend exceeds earnings (250% payout), though free cash flow still covers it.
- **Consecutive years of increases: 5**. 5 straight years of increases.
- **Dividend growth (5 yr): 4.3%/yr** (1-yr 1.8%). The dividend has grown 4.3% a year over five years.
- **Shareholder yield: 3.6%**. Dividends plus net buybacks return 3.6% of the market value a year.

## Analyst view
- **Analyst consensus: buy** (13 analysts). 13 analysts cover Croda International Plc; the consensus is buy, with an average price target of 3673p (+11% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 32.8%** (YTD 21.5%, 3-mo 14.4%). The shares are up 32.8% over twelve months including dividends.
- **From 52-week high: -6.0%** (33.5% above the low). Trading 6% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 49**. An RSI of 49 is neutral.
- **Beta (1 yr): 0.80** (volatility 31%). Beta of 0.80 against the FTSE All-Share: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=CRDA.L · Page: https://foliofundamentals.com/stocks/crda.l

Not investment advice.
